# Lending vs Cashguard

The clearest difference is in-app purchases: Lending at none against Cashguard's 2. Cashguard's advantage is update cadence (every 3 days vs fortnightly) and iOS requirement (13.0 vs 15.6). On price, ads and device support there is nothing between them.

Both are free to download. Cashguard sells 2 in-app purchases, starting at $0.99 per month. Lending asks for nothing beyond the download.

Lending ships an update fortnightly, Cashguard every 3 days. The most recent releases landed on November 4, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Lending | Cashguard |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 3 days** |
| Size | 80 MB | 44 MB |
| Requires iOS | 15.6 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [J.P. Financial Inc.](https://appshunter.io/developer/1735667854) | [HNIX INNOVATIONS PRIVATE LIMITED](https://appshunter.io/developer/1810891858) |

## What reviewers say

### Lending

[App page](https://appshunter.io/ios/app/lending-hub/id6484507970)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Cashguard

[App page](https://appshunter.io/ios/app/cashguard-expense-tracker/id6747835018)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| CashGuard Monthly Pro | $0.99 | per month |
| CashGuard Yearly Pro | $9.99 | per year |


## Frequently asked questions

### Is Lending free?

Lending is free to download, with no in-app purchases.

### Is Cashguard free?

Cashguard is free to download, with in-app purchases available.

### Do Lending or Cashguard have ads?

Neither Lending nor Cashguard shows ads.

### Which is updated more often, Lending or Cashguard?

Lending ships an update fortnightly, and Cashguard every 3 days. Most recently, Lending was updated on November 4, 2026 and Cashguard on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*