# TransUnion® vs ID Watchdog

The clearest difference is ratings volume: TransUnion® at 39K against ID Watchdog's 1.4K. TransUnion® also leads on chart position (#92 vs unranked). ID Watchdog's advantage is review sentiment (22% vs 7%) and iOS requirement (15.5 vs 17.0). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.6 for TransUnion® against 4.6 for ID Watchdog. That said, the two scores are not equally well evidenced: TransUnion® has 39K ratings behind it against 1.4K, so its average is the more settled of the two. Written reviews are what separate them: 7% of TransUnion®'s written reviews are positive against 22% of ID Watchdog's.

TransUnion® ships an update monthly, ID Watchdog every 3 weeks. The most recent releases landed on September 26, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | TransUnion® | ID Watchdog |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (39K ratings)](https://appshunter.io/ios/app/transunion/id649008868/reviews) | [4.6 (1.4K ratings)](https://appshunter.io/ios/app/id-watchdog/id1227744009/reviews) |
| Number of ratings | **39K** | 1.4K |
| Positive reviews | 7.0% of reviews | **21.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Freemium | Free with in-app purchases |
| Best chart rank | **#92** | — |
| Size | 152 MB | 47 MB |
| Requires iOS | 17.0 | **15.5** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [TransUnion](https://appshunter.io/developer/649009051) | [IDWatchdog](https://appshunter.io/developer/1227743999) |

## What reviewers say

### TransUnion®

[App page](https://appshunter.io/ios/app/transunion/id649008868)

**Currently charting:** #92 Top Free · Finance (US App Store)

Access your free credit scores and reports, monitor your credit for changes, and receive personalized offers based on your credit profile. Understand your credit health and plan for your financial future with daily refreshes and alerts.

**Highlights:** Free credit scores, Free credit reports, Free credit monitoring, Personalized credit offers, Daily report and score refreshes, Critical credit change alerts

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Lightning-fast load times
- 🔒 Robust security features
- 👍 Useful credit monitoring

**What reviewers complain about**

- 🐛 Frequent login issues
- 💰 Expensive subscription
- 🔍 Inaccurate credit information
- 📞 Poor customer support
- 🔑 Password management problems

**Reported bugs**

- App crashes when trying to access certain features
- Inconsistent behavior between website and app
- Inability to delete duplicate entries

**Requested features**

- Ability to dispute errors directly in the app
- Detailed credit score breakdown
- Seamless integration across devices


### ID Watchdog

[App page](https://appshunter.io/ios/app/id-watchdog/id1227744009)

Safeguard your personal information and that of your family with real-time alerts for suspicious activity. Control access to your credit report, monitor the dark web, and receive expert help if your identity is compromised.

**Highlights:** Real-time alerts for suspicious activity, Credit report lock and unlock, Dark web monitoring, Family protection plans, Expert identity restoration support, Credit score tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy navigation
- 🚀 Impressive enhancements
- 🔒 Critical protection during crises
- 💡 Dual bureau lock

**What reviewers complain about**

- 🐛 Slow and difficult to use
- 🐛 Cannot log in
- 🐛 Navigation on app is limited
- 🐛 App not working
- 🐛 Can't login with internet error

**Reported bugs**

- Frequent crashes and login issues
- Compatibility problems with iOS versions
- Unreliable alerts and notifications
- Unresponsive customer support

**Requested features**

- Easier login and password reset
- Family account management
- More detailed alerts and information


## Frequently asked questions

### Is TransUnion® free?

TransUnion® is free to download, with no in-app purchases.

### Is ID Watchdog free?

ID Watchdog is free to download, with no in-app purchases.

### Which has better reviews, TransUnion® or ID Watchdog?

TransUnion® and ID Watchdog are both rated 4.6 out of 5 on the App Store, from 39K and 1.4K ratings respectively.

### Do TransUnion® or ID Watchdog have ads?

Neither TransUnion® nor ID Watchdog shows ads.

### Which is updated more often, TransUnion® or ID Watchdog?

TransUnion® ships an update monthly, and ID Watchdog every 3 weeks. Most recently, TransUnion® was updated on September 26, 2026 and ID Watchdog on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*