# TransUnion® vs Zenfi

The clearest difference is review sentiment: Zenfi at 75% against TransUnion®'s 7%. Zenfi also leads on rating (4.9 vs 4.6). TransUnion®'s advantage is in-app purchases (none vs 8) and ratings volume (39K vs 633). On price, update cadence, ads and monetization model there is nothing between them.

Both are free to download. Zenfi sells 8 in-app purchases, starting at $1.99 per month. TransUnion® asks for nothing beyond the download.

Zenfi holds the better App Store score, 4.9 against 4.6. That said, the two scores are not equally well evidenced: TransUnion® has 39K ratings behind it against 633, so its average is the more settled of the two. Written reviews point the same way: 7% of TransUnion®'s written reviews are positive against 75% of Zenfi's.

TransUnion® ships an update monthly, Zenfi every 2 weeks. The most recent releases landed on September 27, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | TransUnion® | Zenfi |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (39K ratings)](https://appshunter.io/ios/app/transunion/id649008868/reviews) | **[4.9 (633 ratings)](https://appshunter.io/ios/app/zenfi/id1525003695/reviews)** |
| Number of ratings | **39K** | 633 |
| Positive reviews | 7.0% of reviews | **75.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | Freemium | Free with in-app purchases |
| Best chart rank | **#94** | — |
| Size | 152 MB | 85 MB |
| Requires iOS | 17.0 | **16.4** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 12+ |
| Developer | [TransUnion](https://appshunter.io/developer/649009051) | [Zenfi Tecnologias, S.A.P.I. de C.V.](https://appshunter.io/developer/1578523502) |

## What reviewers say

### TransUnion®

[App page](https://appshunter.io/ios/app/transunion/id649008868)

**Currently charting:** #94 Top Free · Finance (US App Store)

Access your free credit scores and reports, monitor your credit for changes, and receive personalized offers based on your credit profile. Understand your credit health and plan for your financial future with daily refreshes and alerts.

**Highlights:** Free credit scores, Free credit reports, Free credit monitoring, Personalized credit offers, Daily report and score refreshes, Critical credit change alerts

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Lightning-fast load times
- 🔒 Robust security features
- 👍 Useful credit monitoring

**What reviewers complain about**

- 🐛 Frequent login issues
- 💰 Expensive subscription
- 🔍 Inaccurate credit information
- 📞 Poor customer support
- 🔑 Password management problems

**Reported bugs**

- App crashes when trying to access certain features
- Inconsistent behavior between website and app
- Inability to delete duplicate entries

**Requested features**

- Ability to dispute errors directly in the app
- Detailed credit score breakdown
- Seamless integration across devices


### Zenfi

[App page](https://appshunter.io/ios/app/zenfi/id1525003695)

Understand your credit report and score for free. Access your SAT fiscal information, monitor transactions, and receive personalized tips to improve your financial health. Take control of your money with this comprehensive financial tool.

**Highlights:** Free credit report consultation, Understand and improve credit score, Access SAT fiscal information, Monitor income and expenses, Personalized financial tips, Identity theft alerts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SAT Plus | $1.99 | per month |
| SAT Plus | $3.99 | per month |
| Buró Plus | $4.99 | per month |
| SAT Plus | $19.99 | per year |
| SAT Plus | $39.99 | per year |
| Buró Plus | $49.99 | per year |
| Reporte de Buró | $1.99 | one-time |
| Reporte de Buró | $2.99 | one-time |


## Frequently asked questions

### Is TransUnion® free?

TransUnion® is free to download, with no in-app purchases.

### Is Zenfi free?

Zenfi is free to download, with in-app purchases available.

### Which has better reviews, TransUnion® or Zenfi?

Zenfi is rated higher. TransUnion® averages 4.6 out of 5 from 39K ratings, while Zenfi averages 4.9 from 633 ratings.

### Do TransUnion® or Zenfi have ads?

Neither TransUnion® nor Zenfi shows ads.

### Which is updated more often, TransUnion® or Zenfi?

TransUnion® ships an update monthly, and Zenfi every 2 weeks. Most recently, TransUnion® was updated on September 27, 2026 and Zenfi on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*