# TransUnion® vs ScoreMaster®

The clearest difference is rating: TransUnion® at 4.6 against ScoreMaster®'s 2.5. TransUnion® also leads on ads (none vs shown) and ratings volume (39K vs 13). ScoreMaster®'s advantage is monetization model (ad-supported vs freemium) and device support (3 vs 1). On price, review sentiment and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

TransUnion® holds the better App Store score, 4.6 against 2.5. That said, the two scores are not equally well evidenced: TransUnion® has 39K ratings behind it against 13, so its average is the more settled of the two. Written reviews point the same way: 7% of TransUnion®'s written reviews are positive against 0% of ScoreMaster®'s.

TransUnion® ships an update monthly, ScoreMaster® every 3 months. The most recent releases landed on September 24, 2026 and June 7, 2026 respectively.

## The numbers

| Metric | TransUnion® | ScoreMaster® |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (39K ratings)](https://appshunter.io/ios/app/transunion/id649008868/reviews)** | [2.5 (13 ratings)](https://appshunter.io/ios/app/scoremaster/id1587923347/reviews) |
| Number of ratings | **39K** | 13 |
| Positive reviews | **7.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Monthly** | Every 3 months |
| Monetization | Freemium | **Ad-supported** |
| Best chart rank | **#97** | — |
| Size | 152 MB | 31 MB |
| Requires iOS | 17.0 | **13.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [TransUnion](https://appshunter.io/developer/649009051) | [ConsumerDirect Inc](https://appshunter.io/developer/783694783) |

## What reviewers say

### TransUnion®

[App page](https://appshunter.io/ios/app/transunion/id649008868)

**Currently charting:** #97 Top Free · Finance (US App Store)

Access your free credit scores and reports, monitor your credit for changes, and receive personalized offers based on your credit profile. Understand your credit health and plan for your financial future with daily refreshes and alerts.

**Highlights:** Free credit scores, Free credit reports, Free credit monitoring, Personalized credit offers, Daily report and score refreshes, Critical credit change alerts

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Lightning-fast load times
- 🔒 Robust security features
- 👍 Useful credit monitoring

**What reviewers complain about**

- 🐛 Frequent login issues
- 💰 Expensive subscription
- 🔍 Inaccurate credit information
- 📞 Poor customer support
- 🔑 Password management problems

**Reported bugs**

- App crashes when trying to access certain features
- Inconsistent behavior between website and app
- Inability to delete duplicate entries

**Requested features**

- Ability to dispute errors directly in the app
- Detailed credit score breakdown
- Seamless integration across devices


### ScoreMaster®

[App page](https://appshunter.io/ios/app/scoremaster/id1587923347)

Take control of your credit, identity, money, and online privacy. This app offers tools to improve your credit score, monitor for fraud, and manage your finances all in one place.

**Highlights:** 24/7 Credit Monitoring, Credit Reporting Error Removal, Integrated Money Manager, Online Privacy Protection, Fraud Insurance, Credit Score Alerts, 3-Bureau Credit Report Comparison

**In-app purchases:** none


## Frequently asked questions

### Is TransUnion® free?

TransUnion® is free to download, with no in-app purchases.

### Is ScoreMaster® free?

ScoreMaster® is free to download, with no in-app purchases.

### Which has better reviews, TransUnion® or ScoreMaster®?

TransUnion® is rated higher. TransUnion® averages 4.6 out of 5 from 39K ratings, while ScoreMaster® averages 2.5 from 13 ratings.

### Do TransUnion® or ScoreMaster® have ads?

ScoreMaster® shows ads; TransUnion® does not.

### Which is updated more often, TransUnion® or ScoreMaster®?

TransUnion® ships an update monthly, and ScoreMaster® every 3 months. Most recently, TransUnion® was updated on September 24, 2026 and ScoreMaster® on June 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*