# TransUnion® vs IdentityIQ

The clearest difference is ads: TransUnion® at none against IdentityIQ's shown. TransUnion® also leads on chart position (#90 vs unranked) and ratings volume (39K vs 5.1K). IdentityIQ's advantage is review sentiment (34% vs 7%) and rating (4.9 vs 4.6). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

IdentityIQ holds the better App Store score, 4.9 against 4.6. That said, the two scores are not equally well evidenced: TransUnion® has 39K ratings behind it against 5.1K, so its average is the more settled of the two. Written reviews point the same way: 7% of TransUnion®'s written reviews are positive against 34% of IdentityIQ's.

TransUnion® ships an update monthly, IdentityIQ fortnightly. The most recent releases landed on September 25, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | TransUnion® | IdentityIQ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (39K ratings)](https://appshunter.io/ios/app/transunion/id649008868/reviews) | **[4.9 (5.1K ratings)](https://appshunter.io/ios/app/identityiq/id1617456340/reviews)** |
| Number of ratings | **39K** | 5.1K |
| Positive reviews | 7.0% of reviews | **33.8% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | Freemium | **Ad-supported** |
| Best chart rank | **#90** | — |
| Size | 152 MB | 44 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [TransUnion](https://appshunter.io/developer/649009051) | [Identity Intelligence Group, LLC](https://appshunter.io/developer/1617456342) |

## What reviewers say

### TransUnion®

[App page](https://appshunter.io/ios/app/transunion/id649008868)

**Currently charting:** #90 Top Free · Finance (US App Store)

Access your free credit scores and reports, monitor your credit for changes, and receive personalized offers based on your credit profile. Understand your credit health and plan for your financial future with daily refreshes and alerts.

**Highlights:** Free credit scores, Free credit reports, Free credit monitoring, Personalized credit offers, Daily report and score refreshes, Critical credit change alerts

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Lightning-fast load times
- 🔒 Robust security features
- 👍 Useful credit monitoring

**What reviewers complain about**

- 🐛 Frequent login issues
- 💰 Expensive subscription
- 🔍 Inaccurate credit information
- 📞 Poor customer support
- 🔑 Password management problems

**Reported bugs**

- App crashes when trying to access certain features
- Inconsistent behavior between website and app
- Inability to delete duplicate entries

**Requested features**

- Ability to dispute errors directly in the app
- Detailed credit score breakdown
- Seamless integration across devices


### IdentityIQ

[App page](https://appshunter.io/ios/app/identityiq/id1617456340)

This service offers top-rated identity theft protection and credit report monitoring. It utilizes innovative and enhanced monitoring techniques to help keep you protected and provide peace of mind.

**Highlights:** Identity theft protection, Credit report monitoring, Enhanced monitoring techniques, Peace of mind, Top-rated service

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Fast and responsive
- 🔒 Helpful for monitoring credit and identity
- 💡 Useful credit score and utilization tracking features
- 🚀 Provides fast alerts for credit changes

**What reviewers complain about**

- 🐛 App crashes and login issues
- 🔒 Difficult to cancel subscription
- 🐛 Reports not up to date
- 💰 Expensive subscription fees
- 🐛 App and website performance issues

**Reported bugs**

- Facial recognition/biometrics not working
- Unable to upgrade plan through the app
- App not loading or functioning properly

**Requested features**

- Add option to lock/unlock social security number
- Improve subscription management and cancellation process
- Provide more frequent credit report and score updates


## Frequently asked questions

### Is TransUnion® free?

TransUnion® is free to download, with no in-app purchases.

### Is IdentityIQ free?

IdentityIQ is free to download, with no in-app purchases.

### Which has better reviews, TransUnion® or IdentityIQ?

IdentityIQ is rated higher. TransUnion® averages 4.6 out of 5 from 39K ratings, while IdentityIQ averages 4.9 from 5.1K ratings.

### Do TransUnion® or IdentityIQ have ads?

IdentityIQ shows ads; TransUnion® does not.

### Which is updated more often, TransUnion® or IdentityIQ?

TransUnion® ships an update monthly, and IdentityIQ fortnightly. Most recently, TransUnion® was updated on September 25, 2026 and IdentityIQ on September 23, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*