# TransUnion® vs Pebblescore

TransUnion® and Pebblescore both sit at 4.6 stars, but that hides the real split: 67% of Pebblescore's written reviews are positive against 7% of TransUnion®'s. Pebblescore also leads on monetization model (free vs freemium) and update cadence (weekly vs monthly). TransUnion®'s advantage is ratings volume (39K vs 130) and chart position (#94 vs unranked). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.6 for TransUnion® against 4.5 for Pebblescore. That said, the two scores are not equally well evidenced: TransUnion® has 39K ratings behind it against 130, so its average is the more settled of the two. Written reviews are what separate them: 7% of TransUnion®'s written reviews are positive against 67% of Pebblescore's.

TransUnion® ships an update monthly, Pebblescore weekly. The most recent releases landed on October 15, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | TransUnion® | Pebblescore |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (39K ratings)](https://appshunter.io/ios/app/transunion/id649008868/reviews)** | [4.5 (130 ratings)](https://appshunter.io/ios/app/pebblescore/id6450597267/reviews) |
| Number of ratings | **39K** | 130 |
| Positive reviews | 6.9% of reviews | **66.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Weekly** |
| Monetization | Freemium | **Free** |
| Best chart rank | **#94** | — |
| Size | 152 MB | 53 MB |
| Requires iOS | 17.0 | **14.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 17+ | 17+ |
| Developer | [TransUnion](https://appshunter.io/developer/649009051) | [Pebblescore Data Services Limited](https://appshunter.io/developer/1693990811) |

## What reviewers say

### TransUnion®

[App page](https://appshunter.io/ios/app/transunion/id649008868)

**Currently charting:** #94 Top Free · Finance (US App Store)

Access your free credit scores and reports, monitor your credit for changes, and receive personalized offers based on your credit profile. Understand your credit health and plan for your financial future with daily refreshes and alerts.

**Highlights:** Free credit scores, Free credit reports, Free credit monitoring, Personalized credit offers, Daily report and score refreshes, Critical credit change alerts

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Lightning-fast load times
- 🔒 Robust security features
- 👍 Useful credit monitoring

**What reviewers complain about**

- 🐛 Frequent login issues
- 💰 Expensive subscription
- 🔍 Inaccurate credit information
- 📞 Poor customer support
- 🔑 Password management problems

**Reported bugs**

- App crashes when trying to access certain features
- Inconsistent behavior between website and app
- Inability to delete duplicate entries

**Requested features**

- Ability to dispute errors directly in the app
- Detailed credit score breakdown
- Seamless integration across devices


### Pebblescore

[App page](https://appshunter.io/ios/app/pebblescore/id6450597267)

This app helps users improve their credit history and gain access to better loan opportunities. It provides personalized recommendations and tools to check credit scores and reports from major bureaus, empowering users to achieve financial goals.

**Highlights:** Credit score checking, Comprehensive credit reports, Personalized improvement recommendations, Access to low-interest loans, Financial goal achievement tools

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is TransUnion® free?

TransUnion® is free to download, with no in-app purchases.

### Is Pebblescore free?

Pebblescore is free to download, with no in-app purchases.

### Which has better reviews, TransUnion® or Pebblescore?

TransUnion® is rated higher. TransUnion® averages 4.6 out of 5 from 39K ratings, while Pebblescore averages 4.5 from 130 ratings.

### Do TransUnion® or Pebblescore have ads?

Neither TransUnion® nor Pebblescore shows ads.

### Which is updated more often, TransUnion® or Pebblescore?

TransUnion® ships an update monthly, and Pebblescore weekly. Most recently, TransUnion® was updated on October 15, 2026 and Pebblescore on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*