# TransUnion® vs FirstCentral Mobile

The clearest difference is rating: TransUnion® at 4.6 against FirstCentral Mobile's 2.3. TransUnion® also leads on update cadence (monthly vs every 6 months) and ratings volume (39K vs 3). FirstCentral Mobile's advantage is monetization model (free vs freemium) and iOS requirement (14.0 vs 17.0). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

TransUnion® holds the better App Store score, 4.6 against 2.3. That said, the two scores are not equally well evidenced: TransUnion® has 39K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 7% of TransUnion®'s written reviews are positive against 0% of FirstCentral Mobile's.

TransUnion® ships an update monthly, FirstCentral Mobile every 6 months. The most recent releases landed on September 26, 2026 and June 4, 2026 respectively.

## The numbers

| Metric | TransUnion® | FirstCentral Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (39K ratings)](https://appshunter.io/ios/app/transunion/id649008868/reviews)** | [2.3 (3 ratings)](https://appshunter.io/ios/app/firstcentral-mobile/id6477953215/reviews) |
| Number of ratings | **39K** | 3 |
| Positive reviews | **7.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 6 months |
| Monetization | Freemium | **Free** |
| Best chart rank | **#93** | — |
| Size | 152 MB | 185 MB |
| Requires iOS | 17.0 | **14.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [TransUnion](https://appshunter.io/developer/649009051) | [FirstCentral Credit Bureau](https://appshunter.io/developer/1731192338) |

## What reviewers say

### TransUnion®

[App page](https://appshunter.io/ios/app/transunion/id649008868)

**Currently charting:** #93 Top Free · Finance (US App Store)

Access your free credit scores and reports, monitor your credit for changes, and receive personalized offers based on your credit profile. Understand your credit health and plan for your financial future with daily refreshes and alerts.

**Highlights:** Free credit scores, Free credit reports, Free credit monitoring, Personalized credit offers, Daily report and score refreshes, Critical credit change alerts

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Lightning-fast load times
- 🔒 Robust security features
- 👍 Useful credit monitoring

**What reviewers complain about**

- 🐛 Frequent login issues
- 💰 Expensive subscription
- 🔍 Inaccurate credit information
- 📞 Poor customer support
- 🔑 Password management problems

**Reported bugs**

- App crashes when trying to access certain features
- Inconsistent behavior between website and app
- Inability to delete duplicate entries

**Requested features**

- Ability to dispute errors directly in the app
- Detailed credit score breakdown
- Seamless integration across devices


### FirstCentral Mobile

[App page](https://appshunter.io/ios/app/firstcentral-mobile/id6477953215)

Access your credit score and detailed credit reports directly on your iOS device. Monitor your financial health with comprehensive reports and alerts, available 24/7 for informed decision-making.

**Highlights:** Check credit scores, Obtain credit reports, 24/7 access, Email delivery of reports, F-Alert PLUS notifications, Dishonoured Cheque Report

**In-app purchases:** none


## Frequently asked questions

### Is TransUnion® free?

TransUnion® is free to download, with no in-app purchases.

### Is FirstCentral Mobile free?

FirstCentral Mobile is free to download, with no in-app purchases.

### Which has better reviews, TransUnion® or FirstCentral Mobile?

TransUnion® is rated higher. TransUnion® averages 4.6 out of 5 from 39K ratings, while FirstCentral Mobile averages 2.3 from 3 ratings.

### Do TransUnion® or FirstCentral Mobile have ads?

Neither TransUnion® nor FirstCentral Mobile shows ads.

### Which is updated more often, TransUnion® or FirstCentral Mobile?

TransUnion® ships an update monthly, and FirstCentral Mobile every 6 months. Most recently, TransUnion® was updated on September 26, 2026 and FirstCentral Mobile on June 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*