# TransUnion® vs Borderly

The clearest difference is in-app purchases: TransUnion® at none against Borderly's 6. TransUnion® also leads on ratings volume (39K vs 1) and update cadence (monthly vs every 5 months). Borderly's advantage is rating (5.0 vs 4.6). On price, ads, monetization model and device support there is nothing between them.

Both are free to download. Borderly sells 6 in-app purchases, starting at $29.99 per month. TransUnion® asks for nothing beyond the download.

Borderly holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: TransUnion® has 39K ratings behind it against 1, so its average is the more settled of the two.

TransUnion® ships an update monthly, Borderly every 5 months. The most recent releases landed on November 4, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | TransUnion® | Borderly |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (39K ratings)](https://appshunter.io/ios/app/transunion/id649008868/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/borderly-residency-tracker/id6767043532/reviews)** |
| Number of ratings | **39K** | 1 |
| Positive reviews | 6.7% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Monthly** | Every 5 months |
| Monetization | Freemium | Free with in-app purchases |
| Best chart rank | **#102** | — |
| Size | 152 MB | 14 MB |
| Requires iOS | **17.0** | 18 |
| Devices | iPhone | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [TransUnion](https://appshunter.io/developer/649009051) | [Borderly](https://appshunter.io/developer/1896356025) |

## What reviewers say

### TransUnion®

[App page](https://appshunter.io/ios/app/transunion/id649008868)

**Currently charting:** #102 Top Free · Finance (US App Store)

Access your free credit scores and reports, monitor your credit for changes, and receive personalized offers based on your credit profile. Understand your credit health and plan for your financial future with daily refreshes and alerts.

**Highlights:** Free credit scores, Free credit reports, Free credit monitoring, Personalized credit offers, Daily report and score refreshes, Critical credit change alerts

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Lightning-fast load times
- 🔒 Robust security features
- 👍 Useful credit monitoring

**What reviewers complain about**

- 🐛 Frequent login issues
- 💰 Expensive subscription
- 🔍 Inaccurate credit information
- 📞 Poor customer support
- 🔑 Password management problems

**Reported bugs**

- App crashes when trying to access certain features
- Inconsistent behavior between website and app
- Inability to delete duplicate entries

**Requested features**

- Ability to dispute errors directly in the app
- Detailed credit score breakdown
- Seamless integration across devices


### Borderly

[App page](https://appshunter.io/ios/app/borderly-residency-tracker/id6767043532)

This app tracks your daily location to provide irrefutable proof of residency for tax purposes. It offers automatic GPS-based tracking, timestamped records, and professional PDF reports. Plan future travel and securely share data with your tax advisor.

**Highlights:** Automatic GPS-based location tracking, Timestamped records for legal proof, Professional PDF reports, Scenario planning for future travel, Secure sharing with tax advisors, Evidence vault for supporting documents

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Protect Monthly | $29.99 | per month |
| Certify Monthly | $69.99 | per month |
| Anchor Monthly | $139.99 | per month |
| Protect Annual | $299.99 | per year |
| Certify Annual | $699.99 | per year |
| Anchor Annual | $1399.99 | per year |


## Frequently asked questions

### Is TransUnion® free?

TransUnion® is free to download, with no in-app purchases.

### Is Borderly free?

Borderly is free to download, with in-app purchases available.

### Which has better reviews, TransUnion® or Borderly?

Borderly is rated higher. TransUnion® averages 4.6 out of 5 from 39K ratings, while Borderly averages 5.0 from 1 ratings.

### Do TransUnion® or Borderly have ads?

Neither TransUnion® nor Borderly shows ads.

### Which is updated more often, TransUnion® or Borderly?

TransUnion® ships an update monthly, and Borderly every 5 months. Most recently, TransUnion® was updated on November 4, 2026 and Borderly on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*