# TCB Mobile Banking vs CBT

The clearest difference is ads: CBT at none against TCB Mobile Banking's shown. CBT also leads on update cadence (monthly vs every 4 months) and monetization model (free vs ad-supported). TCB Mobile Banking's advantage is rating (4.8 vs 4.4) and review sentiment (50% vs 22%). On price, ratings volume, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

TCB Mobile Banking holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 509 and 178 respectively. Written reviews point the same way: 50% of TCB Mobile Banking's written reviews are positive against 22% of CBT's.

TCB Mobile Banking ships an update every 4 months, CBT monthly. The most recent releases landed on November 1, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | TCB Mobile Banking | CBT |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (509 ratings)](https://appshunter.io/ios/app/tcb-mobile-banking/id649029052/reviews)** | [4.4 (178 ratings)](https://appshunter.io/ios/app/cbt-mobile-banking/id847817645/reviews) |
| Number of ratings | **509** | 178 |
| Positive reviews | **50.0% of reviews** | 22.2% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | Ad-supported | **Free** |
| Size | 131 MB | 156 MB |
| Requires iOS | **14.1** | 15.0 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [The Citizens Bank Morehead KY](https://appshunter.io/developer/649029055) | [Citizens Bank & Trust Co.](https://appshunter.io/developer/616124690) |

## What reviewers say

### TCB Mobile Banking

[App page](https://appshunter.io/ios/app/tcb-mobile-banking/id649029052)

Manage your business finances conveniently from your mobile device. Check balances, view transactions, pay bills, and transfer funds. Easily locate ATMs and branches.

**Highlights:** Check account balance, View transactions, Pay bills, Transfer money, Find ATMs and branches

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Mobile deposit feature
- 👍 Ability to accept cards
- 👍 BillPay works well
- 👍 Quick access to account info
- 👍 Alerts are useful

**What reviewers complain about**

- 🐛 Constant sign-outs
- 🐛 Difficulty logging in
- 🐛 App freezes frequently
- 🐛 Password issues
- 🐛 Slow to update information

**Reported bugs**

- Randomly signs out
- Cannot log in at times
- Freezes frequently
- Password repeatedly rejected
- Slow information updates

**Requested features**

- Improve app stability
- Make login process smoother
- Ensure information updates promptly


### CBT

[App page](https://appshunter.io/ios/app/cbt-mobile-banking/id847817645)

Manage your finances on the go with this mobile banking application. Check account balances, review recent transactions, and easily transfer funds between your accounts. You can also deposit checks directly from your device.

**Highlights:** Check account balances, Search recent transactions, Transfer funds between accounts, Deposit checks on the go

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is TCB Mobile Banking free?

TCB Mobile Banking is free to download, with no in-app purchases.

### Is CBT free?

CBT is free to download, with no in-app purchases.

### Which has better reviews, TCB Mobile Banking or CBT?

TCB Mobile Banking is rated higher. TCB Mobile Banking averages 4.8 out of 5 from 509 ratings, while CBT averages 4.4 from 178 ratings.

### Do TCB Mobile Banking or CBT have ads?

TCB Mobile Banking shows ads; CBT does not.

### Which is updated more often, TCB Mobile Banking or CBT?

TCB Mobile Banking ships an update every 4 months, and CBT monthly. Most recently, TCB Mobile Banking was updated on November 1, 2026 and CBT on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*