# TCB Mobile Banking vs MCFCU Mobile

The clearest difference is review sentiment: TCB Mobile Banking at 50% against MCFCU Mobile's 0%. TCB Mobile Banking also leads on rating (4.8 vs 4.4) and ratings volume (510 vs 5). MCFCU Mobile's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

TCB Mobile Banking holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: TCB Mobile Banking has 510 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 50% of TCB Mobile Banking's written reviews are positive against 0% of MCFCU Mobile's.

TCB Mobile Banking ships an update every 4 months, MCFCU Mobile every 11 months. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | TCB Mobile Banking | MCFCU Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (510 ratings)](https://appshunter.io/ios/app/tcb-mobile-banking/id649029052/reviews)** | [4.4 (5 ratings)](https://appshunter.io/ios/app/mcfcu-mobile/id948865071/reviews) |
| Number of ratings | **510** | 5 |
| Positive reviews | **50.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 4 months** | Every 11 months |
| Monetization | Ad-supported | **Free** |
| Size | 131 MB | 33 MB |
| Requires iOS | **14.1** | 16.0 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [The Citizens Bank Morehead KY](https://appshunter.io/developer/649029055) | [Morehead Community Federal Credit Union](https://appshunter.io/developer/948865070) |

## What reviewers say

### TCB Mobile Banking

[App page](https://appshunter.io/ios/app/tcb-mobile-banking/id649029052)

Manage your business finances conveniently from your mobile device. Check balances, view transactions, pay bills, and transfer funds. Easily locate ATMs and branches.

**Highlights:** Check account balance, View transactions, Pay bills, Transfer money, Find ATMs and branches

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Mobile deposit feature
- 👍 Ability to accept cards
- 👍 BillPay works well
- 👍 Quick access to account info
- 👍 Alerts are useful

**What reviewers complain about**

- 🐛 Constant sign-outs
- 🐛 Difficulty logging in
- 🐛 App freezes frequently
- 🐛 Password issues
- 🐛 Slow to update information

**Reported bugs**

- Randomly signs out
- Cannot log in at times
- Freezes frequently
- Password repeatedly rejected
- Slow information updates

**Requested features**

- Improve app stability
- Make login process smoother
- Ensure information updates promptly


### MCFCU Mobile

[App page](https://appshunter.io/ios/app/mcfcu-mobile/id948865071)

Manage your finances with a member-owned cooperative focused on community service and financial education. Offers top-quality financial products and services, returning profits to members through better rates and lower fees.

**Highlights:** Member-owned financial cooperative, Community-focused service, Financial education resources, Better rates and lower fees, Personal financial decision support

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is TCB Mobile Banking free?

TCB Mobile Banking is free to download, with no in-app purchases.

### Is MCFCU Mobile free?

MCFCU Mobile is free to download, with no in-app purchases.

### Which has better reviews, TCB Mobile Banking or MCFCU Mobile?

TCB Mobile Banking is rated higher. TCB Mobile Banking averages 4.8 out of 5 from 510 ratings, while MCFCU Mobile averages 4.4 from 5 ratings.

### Do TCB Mobile Banking or MCFCU Mobile have ads?

TCB Mobile Banking shows ads; MCFCU Mobile does not.

### Which is updated more often, TCB Mobile Banking or MCFCU Mobile?

TCB Mobile Banking ships an update every 4 months, and MCFCU Mobile every 11 months. Most recently, TCB Mobile Banking was updated on October 23, 2026 and MCFCU Mobile on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*