# Commingle vs Spending & Expense Tracker

The clearest difference is monetization model: Commingle at free with in-app purchases against Spending & Expense Tracker's subscription. Spending & Expense Tracker's advantage is ratings volume (41 vs 2) and iOS requirement (12.0 vs 17.0). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Commingle sells 10 in-app purchases, starting at $1.99 per month and Spending & Expense Tracker sells 4 in-app purchases, starting at $19.99 per year. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.5 for Commingle against 4.6 for Spending & Expense Tracker. That said, the two scores are not equally well evidenced: Spending & Expense Tracker has 41 ratings behind it against 2, so its average is the more settled of the two.

Commingle ships an update every 4 days, Spending & Expense Tracker every 5 days. Both last shipped on October 6, 2026.

## The numbers

| Metric | Commingle | Spending & Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (2 ratings)](https://appshunter.io/ios/app/commingle/id6499095807/reviews) | **[4.6 (41 ratings)](https://appshunter.io/ios/app/spending-and-expense-tracker/id6740085856/reviews)** |
| Number of ratings | 2 | **41** |
| Positive reviews | — | 72.2% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 4 days** | Every 5 days |
| Monetization | **Free with in-app purchases** | Subscription |
| Size | 118 MB | 77 MB |
| Requires iOS | 17.0 | **12.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Krzysztof Rutkowski](https://appshunter.io/developer/1742424879) | [Vage Alaverdian](https://appshunter.io/developer/1775977490) |

## What reviewers say

### Commingle

[App page](https://appshunter.io/ios/app/commingle/id6499095807)

Manage personal and shared expenses effortlessly. Track income, split bills with friends, and settle debts with detailed analytics and global currency support. Access your finances offline with secure, encrypted data.

**Highlights:** Personal finance management, Shared expense tracking, Debt settlement, Comprehensive analytics, Global currency support, Offline syncing

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Commingle Pro | $1.99 | per month |
| Commingle Membership (1 month) | $1.99 | per month |
| Commingle Plus | $3.99 | per month |
| Commingle Pro | $7.99 | per month |
| Commingle Membership (1 year) | $49.99 | per year |
| Commingle Credits  XS | $0.99 | one-time |
| Commingle Credits  S | $1.99 | one-time |
| Commingle Credits  M | $4.99 | one-time |
| Commingle Credits  L | $9.99 | one-time |
| Commingle Credits  XL | $19.99 | one-time |


### Spending & Expense Tracker

[App page](https://appshunter.io/ios/app/spending-and-expense-tracker/id6740085856)

Manage your money with this personal finance manager. Plan budgets, track income and expenses, and grow savings with smart tools. Achieve financial freedom with easy-to-use budgeting and expense tracking.

**Highlights:** Monthly budgeting tools, Income and expense tracking, Savings growth features, Income calculator, Expense calendar, Financial insights

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Annual Premium | $19.99 | per year |
| Annual Premium, 3 days Trial | $29.99 | per year |
| Lifetime Premium | Free | one-time |
| Lifetime Premium | $79.99 | one-time |

**What reviewers like**

- 👍 Simple and convenient design
- 🚀 Quick and intuitive
- 💡 Customizable to personal preferences
- 💡 Helpful for budgeting and financial clarity
- 👍 Easy to track spending and expenses

**What reviewers complain about**

- 🐛 Disappearing categories and inability to edit
- 🐛 Lack of guidance or onboarding for new users

**Reported bugs**

- Disappearing income categories
- Inability to move categories between expense and income

**Requested features**

- Add more currency options
- Ability to convert currencies to USD
- Suggest new functionalities and features


## Frequently asked questions

### Is Commingle free?

Commingle is free to download, with in-app purchases available.

### Is Spending & Expense Tracker free?

Spending & Expense Tracker is free to download, with in-app purchases available.

### Which has better reviews, Commingle or Spending & Expense Tracker?

Spending & Expense Tracker is rated higher. Commingle averages 4.5 out of 5 from 2 ratings, while Spending & Expense Tracker averages 4.6 from 41 ratings.

### Do Commingle or Spending & Expense Tracker have ads?

Neither Commingle nor Spending & Expense Tracker shows ads.

### Which is updated more often, Commingle or Spending & Expense Tracker?

Commingle ships an update every 4 days, and Spending & Expense Tracker every 5 days. Most recently, Commingle was updated on October 6, 2026 and Spending & Expense Tracker on October 6, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*