# Simbank vs АЮ Гарант

The clearest difference is ads: АЮ Гарант at none against Simbank's shown. АЮ Гарант also leads on device support (3 vs 1). Simbank's advantage is update cadence (weekly vs monthly). On price, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Simbank ships an update weekly, АЮ Гарант monthly. The most recent releases landed on November 5, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Simbank | АЮ Гарант |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (218 ratings)](https://appshunter.io/ios/app/simbank/id6499126462/reviews)** | — |
| Number of ratings | **218** | — |
| Positive reviews | 52.0% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Weekly** | Monthly |
| Monetization | Free with in-app purchases | — |
| Size | 441 MB | 39 MB |
| Requires iOS | 16.0 | **15.6** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Dos Credobank](https://appshunter.io/developer/1265499317) | [Osmon Karabaev](https://appshunter.io/developer/6802197042) |

## What reviewers say

### Simbank

[App page](https://appshunter.io/ios/app/simbank/id6499126462)

A modern mobile banking app offering credit cards, payments, transfers, savings, and financial management tools. Apply for a card online in minutes and access banking services without visiting a branch.

**Highlights:** Online card application and delivery, Credit card with up to 200,000 сом limit, Up to 20% cashback on purchases, Deposits with up to 14% annual interest, Instant money transfers and payments, Financial analytics and spending tracking, 24/7 customer support

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### АЮ Гарант

[App page](https://appshunter.io/ios/app/id6744581566)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Simbank free?

Simbank is free to download, with no in-app purchases.

### Is АЮ Гарант free?

АЮ Гарант is free to download, with no in-app purchases.

### Do Simbank or АЮ Гарант have ads?

Simbank shows ads; АЮ Гарант does not.

### Which is updated more often, Simbank or АЮ Гарант?

Simbank ships an update weekly, and АЮ Гарант monthly. Most recently, Simbank was updated on November 5, 2026 and АЮ Гарант on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*