# PayZilla by Ksmart vs Moola by Virtual Switch

The clearest difference is update cadence: PayZilla by Ksmart at weekly against Moola by Virtual Switch's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayZilla by Ksmart ships an update weekly, Moola by Virtual Switch every 3 weeks. The most recent releases landed on October 15, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | PayZilla by Ksmart | Moola by Virtual Switch |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/moola-by-virtual-switch/id6572280978/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 3 weeks |
| Monetization | — | Free |
| Size | 47 MB | 162 MB |
| Requires iOS | 16.0 | **15.5** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Ksmart Solutions LLC](https://appshunter.io/developer/1742405102) | [Virtual Switch International Limited](https://appshunter.io/developer/1743693654) |

## What reviewers say

### PayZilla by Ksmart

[App page](https://appshunter.io/ios/app/payzilla-by-ksmart/id6499216258)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Moola by Virtual Switch

[App page](https://appshunter.io/ios/app/moola-by-virtual-switch/id6572280978)

This financial solution empowers Africans with easy payment options, making finance management effortless. It aims to provide convenient access to financial services for everyone, regardless of background.

**Highlights:** Easy payment options, Convenient financial management, Empowering Africans, Accessible financial services

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PayZilla by Ksmart free?

PayZilla by Ksmart is free to download, with no in-app purchases.

### Is Moola by Virtual Switch free?

Moola by Virtual Switch is free to download, with no in-app purchases.

### Do PayZilla by Ksmart or Moola by Virtual Switch have ads?

Neither PayZilla by Ksmart nor Moola by Virtual Switch shows ads.

### Which is updated more often, PayZilla by Ksmart or Moola by Virtual Switch?

PayZilla by Ksmart ships an update weekly, and Moola by Virtual Switch every 3 weeks. Most recently, PayZilla by Ksmart was updated on October 15, 2026 and Moola by Virtual Switch on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*