# NCSRCC HRA vs Valley Communities CU Mobile

The clearest difference is review sentiment: Valley Communities CU Mobile at 63% against NCSRCC HRA's 0%. Valley Communities CU Mobile also leads on rating (4.7 vs 2.0) and ratings volume (578 vs 1). NCSRCC HRA's advantage is iOS requirement (17.0 vs 26.3). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Valley Communities CU Mobile holds the better App Store score, 4.7 against 2.0. That said, the two scores are not equally well evidenced: Valley Communities CU Mobile has 578 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 0% of NCSRCC HRA's written reviews are positive against 63% of Valley Communities CU Mobile's.

NCSRCC HRA ships an update every 4 months, Valley Communities CU Mobile monthly. The most recent releases landed on November 8, 2026 and November 12, 2026 respectively.

## The numbers

| Metric | NCSRCC HRA | Valley Communities CU Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.0 (1 ratings)](https://appshunter.io/ios/app/ncsrcc-hra/id6499371730/reviews) | **[4.7 (578 ratings)](https://appshunter.io/ios/app/valley-communities-cu-mobile/id6502622280/reviews)** |
| Number of ratings | 1 | **578** |
| Positive reviews | 0.0% of reviews | **62.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | Free | Free |
| Size | 32 MB | 200 MB |
| Requires iOS | **17.0** | 26.3 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [Wilson-McShane Corp](https://appshunter.io/developer/1640123989) | [Valley Communities Credit Union](https://appshunter.io/developer/1338925485) |

## What reviewers say

### NCSRCC HRA

[App page](https://appshunter.io/ios/app/ncsrcc-hra/id6499371730)

Easily manage your health benefit accounts with real-time balance checks, claim submissions, and expense management. Securely access your important account information on the go with intuitive navigation and biometric login options.

**Highlights:** Check account balances 24/7, View account charts and statements, Submit claims with receipt photos, Scan product barcodes for eligibility, Manage HSA transactions and investments, Secure biometric login

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Valley Communities CU Mobile

[App page](https://appshunter.io/ios/app/valley-communities-cu-mobile/id6502622280)

Manage your finances on the go with this secure mobile banking app. Organize transactions, set alerts, make payments, transfer funds, deposit checks, and manage your debit card. Find nearby branches and ATMs, and secure your account with passcode or biometrics.

**Highlights:** Add tags, notes, and photos to transactions, Set balance alerts, Make payments and transfers, Mobile check deposit, Debit card management, View monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is NCSRCC HRA free?

NCSRCC HRA is free to download, with no in-app purchases.

### Is Valley Communities CU Mobile free?

Valley Communities CU Mobile is free to download, with no in-app purchases.

### Which has better reviews, NCSRCC HRA or Valley Communities CU Mobile?

Valley Communities CU Mobile is rated higher. NCSRCC HRA averages 2.0 out of 5 from 1 ratings, while Valley Communities CU Mobile averages 4.7 from 578 ratings.

### Do NCSRCC HRA or Valley Communities CU Mobile have ads?

Neither NCSRCC HRA nor Valley Communities CU Mobile shows ads.

### Which is updated more often, NCSRCC HRA or Valley Communities CU Mobile?

NCSRCC HRA ships an update every 4 months, and Valley Communities CU Mobile monthly. Most recently, NCSRCC HRA was updated on November 8, 2026 and Valley Communities CU Mobile on November 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*