# Expense Tracker vs SmartFinance AI

The clearest difference is ads: Expense Tracker at none against SmartFinance AI's shown. Expense Tracker also leads on update cadence (every 4 days vs every 5 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Expense Tracker sells 4 in-app purchases, starting at $1.99 per 7 days and SmartFinance AI sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Expense Tracker ships an update every 4 days, SmartFinance AI every 5 months. The most recent releases landed on October 2, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | Expense Tracker | SmartFinance AI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.3 (3 ratings)](https://appshunter.io/ios/app/expense-tracker-pidget/id6499463981/reviews)** | — |
| Number of ratings | **3** | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 4 days** | Every 5 months |
| Monetization | Free with in-app purchases | — |
| Size | 6 MB | 7 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Yevhen Basistyi](https://appshunter.io/developer/1731365179) | [Kalavathi Ekambaram](https://appshunter.io/developer/912222873) |

## What reviewers say

### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-pidget/id6499463981)

Effortlessly track daily spending and gain insights into your financial habits with a clean, minimalist interface. Visualize your expenses with powerful charts and customize categories to better manage your budget and achieve financial freedom.

**Highlights:** Track everyday expenses, Streamlined and minimalistic UI, Insightful spending charts, Wide range of spending categories, Budget management, Financial insights

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly | $1.99 | per 7 days |
| Monthly | $5.99 | per month |
| Annually | $24.99 | per year |
| One time | $34.99 | one-time |


### SmartFinance AI

[App page](https://appshunter.io/ios/app/smartfinance-ai/id6748363107)

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Smart Finance AI Pro | $1.99 | one-time |


## Frequently asked questions

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Is SmartFinance AI free?

SmartFinance AI is free to download, with in-app purchases available.

### Do Expense Tracker or SmartFinance AI have ads?

SmartFinance AI shows ads; Expense Tracker does not.

### Which is updated more often, Expense Tracker or SmartFinance AI?

Expense Tracker ships an update every 4 days, and SmartFinance AI every 5 months. Most recently, Expense Tracker was updated on October 2, 2026 and SmartFinance AI on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*