# WOW Pay by Virtual Switch vs PhosPay

The clearest difference is iOS requirement: WOW Pay by Virtual Switch at 12.0 against PhosPay's 15.0. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

## The numbers

| Metric | WOW Pay by Virtual Switch | PhosPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/phospay/id6670174621/reviews)** |
| Number of ratings | — | **2** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | — | Weekly |
| Monetization | — | Ad-supported |
| Size | 50 MB | 57 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Virtual Switch International Limited](https://appshunter.io/developer/1743693654) | [Phospay Business](https://appshunter.io/developer/1764952589) |

## What reviewers say

### WOW Pay by Virtual Switch

[App page](https://appshunter.io/ios/app/wow-pay-by-virtual-switch/id6499504226)

**Features:** macOS Compatibility

**In-app purchases:** none


### PhosPay

[App page](https://appshunter.io/ios/app/phospay/id6670174621)

This platform provides a suite of financial tools for managing money. Users can send funds instantly, pay bills, make QR code payments, and earn interest on savings.

**Highlights:** Instant money transfers, Bill payments, QR code transactions, Savings with interest, Comprehensive fintech platform

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is WOW Pay by Virtual Switch free?

WOW Pay by Virtual Switch is free to download, with no in-app purchases.

### Is PhosPay free?

PhosPay is free to download, with no in-app purchases.

### Do WOW Pay by Virtual Switch or PhosPay have ads?

Neither WOW Pay by Virtual Switch nor PhosPay shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*