# Paystrait vs Cowris

The clearest difference is update cadence: Cowris at every 3 weeks against Paystrait's every 2 months. Paystrait's advantage is iOS requirement (12.0 vs 15.1). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Paystrait against 5.0 for Cowris. Both are backed by a comparable volume of ratings — 1 and 2 respectively.

Paystrait ships an update every 2 months, Cowris every 3 weeks. The most recent releases landed on October 20, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | Paystrait | Cowris |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/paystrait/id6501962215/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/cowris/id6504628198/reviews) |
| Number of ratings | 1 | **2** |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 72 MB | 48 MB |
| Requires iOS | **12.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Nadabi Technologies Ltd](https://appshunter.io/developer/1744040007) | [Cowris Tecgnologies](https://appshunter.io/developer/1753099447) |

## What reviewers say

### Paystrait

[App page](https://appshunter.io/ios/app/paystrait/id6501962215)

This platform uses QR technology for fast, secure, and efficient campus payments. Students can easily pay for meals, services, and more with just a few taps on their device.

**Highlights:** QR code payment technology, Fast and efficient transactions, Secure campus payments, Integrated with student life, User-friendly interface

**In-app purchases:** none


### Cowris

[App page](https://appshunter.io/ios/app/cowris/id6504628198)

Easily send money internationally, pay for services, and manage your finances. This secure and simple app is designed for both individuals and businesses to make cross-border transactions smooth and hassle-free.

**Highlights:** Cross-border money transfers, Service payments, Finance management, Secure transactions, User-friendly interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Paystrait free?

Paystrait is free to download, with no in-app purchases.

### Is Cowris free?

Cowris is free to download, with no in-app purchases.

### Which has better reviews, Paystrait or Cowris?

Paystrait and Cowris are both rated 5.0 out of 5 on the App Store, from 1 and 2 ratings respectively.

### Do Paystrait or Cowris have ads?

Neither Paystrait nor Cowris shows ads.

### Which is updated more often, Paystrait or Cowris?

Paystrait ships an update every 2 months, and Cowris every 3 weeks. Most recently, Paystrait was updated on October 20, 2026 and Cowris on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*