# Splital vs Cost Split Payments

Splital and Cost Split Payments both sit at 4.7 stars, but that hides the real split: 98% of Splital's written reviews are positive against 75% of Cost Split Payments's. Splital also leads on update cadence (every 5 days vs fortnightly). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Splital sells 7 in-app purchases, starting at $3.99 per month and Cost Split Payments sells 4 in-app purchases, starting at $4.99 per 7 days. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.7 for Splital against 4.7 for Cost Split Payments. Both are backed by a comparable volume of ratings — 14 and 11 respectively. Written reviews are what separate them: 98% of Splital's written reviews are positive against 75% of Cost Split Payments's.

Splital ships an update every 5 days, Cost Split Payments fortnightly. The most recent releases landed on September 25, 2026 and September 11, 2026 respectively.

## The numbers

| Metric | Splital | Cost Split Payments |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (14 ratings)](https://appshunter.io/ios/app/splital-bill-splitter/id6501984581/reviews) | [4.7 (11 ratings)](https://appshunter.io/ios/app/cost-split-payments-settle-up/id6541750436/reviews) |
| Number of ratings | **14** | 11 |
| Positive reviews | **98.0% of reviews** | 75.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 5 days** | Fortnightly |
| Monetization | Freemium | Free with in-app purchases |
| Size | 105 MB | 35 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Maurizio Faleo](https://appshunter.io/developer/822721150) | [Nadiia Martyniuk](https://appshunter.io/developer/1757187452) |

## What reviewers say

### Splital

[App page](https://appshunter.io/ios/app/splital-bill-splitter/id6501984581)

Easily share expenses with friends, partners, or roommates. Create groups, add costs, and let the app calculate who owes what. Works offline, requires no account, and offers flexible splitting options.

**Highlights:** Group expense sharing, Flexible split options, Offline functionality, No account required, Smart auto-categorization, Spending statistics, Multi-currency support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Splital Premium Monthly | $3.99 | per month |
| Splital Premium Monthly | $4.99 | per month |
| Splital premium | $17.99 | per year |
| Splital premium | $17.99 | per year |
| Splital premium | $19.99 | per year |
| Splital Pro | $24.99 | per year |
| Splital premium | $29.99 | per year |


### Cost Split Payments

[App page](https://appshunter.io/ios/app/cost-split-payments-settle-up/id6541750436)

Effortlessly manage shared expenses with friends, roommates, or travel buddies. This app automates calculations, tracks debts, and categorizes spending, making financial coordination simple and stress-free. Enjoy offline functionality for tracking expenses anytime, anywhere.

**Highlights:** Create and manage groups, Log expenses with details, Automatic expense calculations, Track and settle debts, Customizable expense categories, Offline expense tracking

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Plan | $4.99 | per 7 days |
| 6 Month | $8.99 | per 6 months |
| Yearly Plan | $17.99 | per year |
| 1 Month | $31.99 | per month |


## Frequently asked questions

### Is Splital free?

Splital is free to download, with in-app purchases available.

### Is Cost Split Payments free?

Cost Split Payments is free to download, with in-app purchases available.

### Which has better reviews, Splital or Cost Split Payments?

Splital and Cost Split Payments are both rated 4.7 out of 5 on the App Store, from 14 and 11 ratings respectively.

### Do Splital or Cost Split Payments have ads?

Neither Splital nor Cost Split Payments shows ads.

### Which is updated more often, Splital or Cost Split Payments?

Splital ships an update every 5 days, and Cost Split Payments fortnightly. Most recently, Splital was updated on September 25, 2026 and Cost Split Payments on September 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*