# Lovely Split vs Owelo

The clearest difference is update cadence: Owelo at every 2 days against Lovely Split's every 5 weeks. Lovely Split's advantage is ratings volume (15 vs 5) and iOS requirement (13.4 vs 18.5). On price, rating, review sentiment and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Lovely Split against 5.0 for Owelo. Both are backed by a comparable volume of ratings — 15 and 5 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

Lovely Split ships an update every 5 weeks, Owelo every 2 days. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Lovely Split | Owelo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (15 ratings)](https://appshunter.io/ios/app/lovely-split/id6502035827/reviews) | [5.0 (5 ratings)](https://appshunter.io/ios/app/owelo/id6754049111/reviews) |
| Number of ratings | **15** | 5 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 2 days** |
| Monetization | Free | Free |
| Size | 12 MB | 16 MB |
| Requires iOS | **13.4** | 18.5 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 9+ |
| Developer | [Lovely Split, Inc.](https://appshunter.io/developer/1742356831) | [Quincy Keele](https://appshunter.io/developer/1696729988) |

## What reviewers say

### Lovely Split

[App page](https://appshunter.io/ios/app/lovely-split/id6502035827)

Effortlessly manage shared expenses and payments with friends, family, or roommates. Track who owes what for rent, trips, or meals, and settle up with integrated secure payments. Set up recurring payments and ROSCAs to simplify ongoing financial arrangements.

**Highlights:** Split expenses with friends and family, Manage group payments, Integrated secure payment system, Create pay events, Setup recurring payments, Setup ROSCA

**Features:** macOS Compatibility

**In-app purchases:** none


### Owelo

[App page](https://appshunter.io/ios/app/owelo/id6754049111)

Easily manage and split the cost of shared subscriptions with household members. Automates payments and eliminates the need for password sharing. Ideal for students and shared living situations.

**Highlights:** Create and manage shared subscription plans, Automated payment splitting, Smart cost splitting, Secure and private, Supports Apple Pay and Stripe

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Lovely Split free?

Lovely Split is free to download, with no in-app purchases.

### Is Owelo free?

Owelo is free to download, with no in-app purchases.

### Which has better reviews, Lovely Split or Owelo?

Lovely Split and Owelo are both rated 5.0 out of 5 on the App Store, from 15 and 5 ratings respectively.

### Do Lovely Split or Owelo have ads?

Neither Lovely Split nor Owelo shows ads.

### Which is updated more often, Lovely Split or Owelo?

Lovely Split ships an update every 5 weeks, and Owelo every 2 days. Most recently, Lovely Split was updated on October 24, 2026 and Owelo on October 28, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*