# Lovely Split vs JoinSusu

The clearest difference is ads: Lovely Split at none against JoinSusu's shown. Lovely Split also leads on monetization model (free vs ad-supported) and iOS requirement (13.4 vs 16.4). JoinSusu's advantage is update cadence (every 3 days vs every 5 weeks). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Lovely Split against 5.0 for JoinSusu. Both are backed by a comparable volume of ratings — 14 and 11 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

Lovely Split ships an update every 5 weeks, JoinSusu every 3 days. The most recent releases landed on October 3, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | Lovely Split | JoinSusu |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (14 ratings)](https://appshunter.io/ios/app/lovely-split/id6502035827/reviews) | [5.0 (11 ratings)](https://appshunter.io/ios/app/joinsusu/id6756313377/reviews) |
| Number of ratings | **14** | 11 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 5 weeks | **Every 3 days** |
| Monetization | **Free** | Ad-supported |
| Size | 12 MB | 98 MB |
| Requires iOS | **13.4** | 16.4 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Lovely Split, Inc.](https://appshunter.io/developer/1742356831) | [JoinSusu LLC](https://appshunter.io/developer/1860024350) |

## What reviewers say

### Lovely Split

[App page](https://appshunter.io/ios/app/lovely-split/id6502035827)

Effortlessly manage shared expenses and payments with friends, family, or roommates. Track who owes what for rent, trips, or meals, and settle up with integrated secure payments. Set up recurring payments and ROSCAs to simplify ongoing financial arrangements.

**Highlights:** Split expenses with friends and family, Manage group payments, Integrated secure payment system, Create pay events, Setup recurring payments, Setup ROSCA

**Features:** macOS Compatibility

**In-app purchases:** none


### JoinSusu

[App page](https://appshunter.io/ios/app/joinsusu/id6756313377)

This app facilitates group savings circles, allowing communities and individuals to save together for shared goals or emergencies. It offers secure, transparent, and flexible ways to contribute and receive pooled funds, with features like real-time notifications and in-app chat.

**Highlights:** Create or join savings circles with invite codes, Rotating payouts and target savings goals, Bank-grade security and biometric login, Real-time notifications for payments and payouts, In-app chat and activity feeds, Multi-currency support

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Lovely Split free?

Lovely Split is free to download, with no in-app purchases.

### Is JoinSusu free?

JoinSusu is free to download, with no in-app purchases.

### Which has better reviews, Lovely Split or JoinSusu?

Lovely Split and JoinSusu are both rated 5.0 out of 5 on the App Store, from 14 and 11 ratings respectively.

### Do Lovely Split or JoinSusu have ads?

JoinSusu shows ads; Lovely Split does not.

### Which is updated more often, Lovely Split or JoinSusu?

Lovely Split ships an update every 5 weeks, and JoinSusu every 3 days. Most recently, Lovely Split was updated on October 3, 2026 and JoinSusu on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*