# Lovely Split vs Split With SquareUp

The clearest difference is in-app purchases: Lovely Split at none against Split With SquareUp's 2. Lovely Split also leads on ratings volume (15 vs 2) and iOS requirement (13.4 vs 17.6). Split With SquareUp's advantage is update cadence (every 9 days vs every 5 weeks). On price, rating, review sentiment and ads there is nothing between them.

Both are free to download. Split With SquareUp sells 2 in-app purchases, starting at $2.99 per month. Lovely Split asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for Lovely Split against 5.0 for Split With SquareUp. That said, the two scores are not equally well evidenced: Lovely Split has 15 ratings behind it against 2, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.

Lovely Split ships an update every 5 weeks, Split With SquareUp every 9 days. The most recent releases landed on October 24, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Lovely Split | Split With SquareUp |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (15 ratings)](https://appshunter.io/ios/app/lovely-split/id6502035827/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/split-with-squareup/id6757410992/reviews) |
| Number of ratings | **15** | 2 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 9 days** |
| Monetization | Free | Free |
| Size | 12 MB | 11 MB |
| Requires iOS | **13.4** | 17.6 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Lovely Split, Inc.](https://appshunter.io/developer/1742356831) | [Spencer Lerner](https://appshunter.io/developer/1866743812) |

## What reviewers say

### Lovely Split

[App page](https://appshunter.io/ios/app/lovely-split/id6502035827)

Effortlessly manage shared expenses and payments with friends, family, or roommates. Track who owes what for rent, trips, or meals, and settle up with integrated secure payments. Set up recurring payments and ROSCAs to simplify ongoing financial arrangements.

**Highlights:** Split expenses with friends and family, Manage group payments, Integrated secure payment system, Create pay events, Setup recurring payments, Setup ROSCA

**Features:** macOS Compatibility

**In-app purchases:** none


### Split With SquareUp

[App page](https://appshunter.io/ios/app/split-with-squareup/id6757410992)

Effortlessly split bills by scanning receipts. Automatically itemize costs, assign them to individuals, and send personalized payment requests with one-tap links. Track shared expenses, manage recurring bills, and gain spending insights.

**Highlights:** Receipt scanning for automatic itemization, Manual item assignment to individuals, Proportional tax and tip division, One-tap payment links (Venmo, PayPal, Cash App), Running balances and group management, Recurring bill tracking, Spending insights and export options

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SquareUp Premium | $2.99 | per month |
| SquareUp Premium Lifetime | $49.99 | one-time |


## Frequently asked questions

### Is Lovely Split free?

Lovely Split is free to download, with no in-app purchases.

### Is Split With SquareUp free?

Split With SquareUp is free to download, with in-app purchases available.

### Which has better reviews, Lovely Split or Split With SquareUp?

Lovely Split and Split With SquareUp are both rated 5.0 out of 5 on the App Store, from 15 and 2 ratings respectively.

### Do Lovely Split or Split With SquareUp have ads?

Neither Lovely Split nor Split With SquareUp shows ads.

### Which is updated more often, Lovely Split or Split With SquareUp?

Lovely Split ships an update every 5 weeks, and Split With SquareUp every 9 days. Most recently, Lovely Split was updated on October 24, 2026 and Split With SquareUp on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*