# Transactor BDC vs Instntmny Transfer USA

The clearest difference is iOS requirement: Transactor BDC at 13.0 against Instntmny Transfer USA's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Transactor BDC ships an update every 3 weeks, Instntmny Transfer USA monthly. The most recent releases landed on October 27, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Transactor BDC | Instntmny Transfer USA |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Size | 39 MB | 86 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 12+ |
| Developer | [Transactor BDC Pty Ltd.](https://appshunter.io/developer/1744605883) | [Zeepay UK Limited](https://appshunter.io/developer/1488383428) |

## What reviewers say

### Transactor BDC

[App page](https://appshunter.io/ios/app/transactor-bdc/id6502199778)

**Features:** macOS Compatibility

**In-app purchases:** none


### Instntmny Transfer USA

[App page](https://appshunter.io/ios/app/instntmny-transfer-usa/id6749064803)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Transactor BDC free?

Transactor BDC is free to download, with no in-app purchases.

### Is Instntmny Transfer USA free?

Instntmny Transfer USA is free to download, with no in-app purchases.

### Do Transactor BDC or Instntmny Transfer USA have ads?

Neither Transactor BDC nor Instntmny Transfer USA shows ads.

### Which is updated more often, Transactor BDC or Instntmny Transfer USA?

Transactor BDC ships an update every 3 weeks, and Instntmny Transfer USA monthly. Most recently, Transactor BDC was updated on October 27, 2026 and Instntmny Transfer USA on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*