# Realtime Budget Money Tracker vs Spendful

The clearest difference is in-app purchases: Realtime Budget Money Tracker at none against Spendful's 2. Realtime Budget Money Tracker also leads on update cadence (every 2 weeks vs every 4 months) and iOS requirement (15.6 vs 17.0). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Spendful sells 2 one-off in-app purchases. Realtime Budget Money Tracker asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for Realtime Budget Money Tracker against 5.0 for Spendful. Both are backed by a comparable volume of ratings — 3 and 5 respectively.

Realtime Budget Money Tracker ships an update every 2 weeks, Spendful every 4 months. The most recent releases landed on November 4, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Realtime Budget Money Tracker | Spendful |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (3 ratings)](https://appshunter.io/ios/app/realtime-budget-money-tracker/id6502258181/reviews) | [5.0 (5 ratings)](https://appshunter.io/ios/app/spendful/id6739823913/reviews) |
| Number of ratings | 3 | **5** |
| Positive reviews | 85.7% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 4 months |
| Monetization | **Free** | Free with in-app purchases |
| Size | 86 MB | 7 MB |
| Requires iOS | **15.6** | 17.0 |
| Devices | **iPhone, iPod, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Jirko Cernik](https://appshunter.io/developer/967735705) | [Allegra Laro](https://appshunter.io/developer/1779231623) |

## What reviewers say

### Realtime Budget Money Tracker

[App page](https://appshunter.io/ios/app/realtime-budget-money-tracker/id6502258181)

This finance app offers a unique approach to budgeting by showing your available funds increase in real-time as seconds pass. It focuses on simplicity and speed for logging expenses, providing motivation to save and stay in control of your spending.

**Highlights:** Real-time budget growth visualization, Fast expense logging, Simple and intuitive interface, Apple Watch app with complications, Intelligent savings advisors, 100% local data storage

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none


### Spendful

[App page](https://appshunter.io/ios/app/spendful/id6739823913)

This app offers a minimalist approach to tracking your expenses, focusing on privacy and manual entry. Visualize your spending habits with intuitive charts and organize purchases into custom groups. It's designed for users who want a clear, ad-free overview of their financial activity.

**Highlights:** Manual spend tracking, Visual spending charts, Custom spend groups, Inflation adjustment, Siri Shortcuts integration, CSV import/export, iCloud sync, Privacy-focused

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Full version | Free | one-time |
| Full version | $9.99 | one-time |


## Frequently asked questions

### Is Realtime Budget Money Tracker free?

Realtime Budget Money Tracker is free to download, with no in-app purchases.

### Is Spendful free?

Spendful is free to download, with in-app purchases available.

### Which has better reviews, Realtime Budget Money Tracker or Spendful?

Realtime Budget Money Tracker and Spendful are both rated 5.0 out of 5 on the App Store, from 3 and 5 ratings respectively.

### Do Realtime Budget Money Tracker or Spendful have ads?

Neither Realtime Budget Money Tracker nor Spendful shows ads.

### Which is updated more often, Realtime Budget Money Tracker or Spendful?

Realtime Budget Money Tracker ships an update every 2 weeks, and Spendful every 4 months. Most recently, Realtime Budget Money Tracker was updated on November 4, 2026 and Spendful on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*