# Presente app vs Midatacrédito

The clearest difference is rating: Midatacrédito at 5.0 against Presente app's 4.5. Midatacrédito also leads on ratings volume (65 vs 2) and update cadence (every 9 days vs monthly). Presente app's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Midatacrédito holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Midatacrédito has 65 ratings behind it against 2, so its average is the more settled of the two.

Presente app ships an update monthly, Midatacrédito every 9 days. The most recent releases landed on September 20, 2026 and September 15, 2026 respectively.

## The numbers

| Metric | Presente app | Midatacrédito |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (2 ratings)](https://appshunter.io/ios/app/presente-app/id6502351477/reviews) | **[5.0 (65 ratings)](https://appshunter.io/ios/app/midatacredito/id6752889575/reviews)** |
| Number of ratings | 2 | **65** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Monthly | **Every 9 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 108 MB | 52 MB |
| Requires iOS | 15.6 | **15.1** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [FONDO DE EMPLEADOS ALMACENES EXITO](https://appshunter.io/developer/1078797795) | [Experian Colombia S A](https://appshunter.io/developer/1236856884) |

## What reviewers say

### Presente app

[App page](https://appshunter.io/ios/app/presente-app/id6502351477)

Manage your accounts with agility and security. Review balances, request products, and perform transactions with a new, user-friendly design. Features include biometric login and a virtual card for online purchases.

**Highlights:** Account balance review, Product requests, Transaction execution, Biometric login, Virtual card for online purchases, Agile and secure management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Midatacrédito

[App page](https://appshunter.io/ios/app/midatacredito/id6752889575)

Monitor your credit score, understand its impact, and protect yourself from fraud. Access your credit history for free and make informed financial decisions. Offers personalized financial product recommendations and tools to improve your creditworthiness.

**Highlights:** Free credit score access, Credit history monitoring, Fraud prevention tools, Financial decision-making guidance, Personalized financial product offers, Credit score simulator, Dark web data leak detection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Presente app free?

Presente app is free to download, with no in-app purchases.

### Is Midatacrédito free?

Midatacrédito is free to download, with no in-app purchases.

### Which has better reviews, Presente app or Midatacrédito?

Midatacrédito is rated higher. Presente app averages 4.5 out of 5 from 2 ratings, while Midatacrédito averages 5.0 from 65 ratings.

### Do Presente app or Midatacrédito have ads?

Midatacrédito shows ads; Presente app does not.

### Which is updated more often, Presente app or Midatacrédito?

Presente app ships an update monthly, and Midatacrédito every 9 days. Most recently, Presente app was updated on September 20, 2026 and Midatacrédito on September 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*