# WSECU vs SWACU

The clearest difference is review sentiment: SWACU at 77% against WSECU's 13%. SWACU also leads on rating (4.9 vs 4.4). WSECU's advantage is chart position (#120 vs unranked). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SWACU holds the better App Store score, 4.9 against 4.4. Both are backed by a comparable volume of ratings — 2.2K and 3.9K respectively. Written reviews point the same way: 13% of WSECU's written reviews are positive against 77% of SWACU's.

WSECU ships an update every 2 weeks, SWACU every 4 weeks. The most recent releases landed on September 22, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | WSECU | SWACU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (2.2K ratings)](https://appshunter.io/ios/app/wsecu/id6502368154/reviews) | **[4.9 (3.9K ratings)](https://appshunter.io/ios/app/swacu/id6740840849/reviews)** |
| Number of ratings | 2.2K | **3.9K** |
| Positive reviews | 12.8% of reviews | **77.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 4 weeks |
| Monetization | Free | Free |
| Best chart rank | **#120** | — |
| Size | 401 MB | 177 MB |
| Requires iOS | **17.0** | 18.4 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Washington State Employees Credit Union](https://appshunter.io/developer/443242802) | [Southwest Airlines Federal Credit Union](https://appshunter.io/developer/533214182) |

## What reviewers say

### WSECU

[App page](https://appshunter.io/ios/app/wsecu/id6502368154)

**Currently charting:** #120 Top Free · Finance (US App Store)

Manage your finances with a refreshed mobile banking experience. Securely sign in, transfer funds, deposit checks remotely, and make loan payments. Customize your view with dark mode and stay informed with account alerts.

**Highlights:** Secure biometric sign-in, Money transfers, Remote check deposit, Loan payments via debit/credit, Card lock/unlock, Account alerts, Dark mode

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### SWACU

[App page](https://appshunter.io/ios/app/swacu/id6740840849)

Manage your finances on the go with this comprehensive banking app. Perform most branch transactions securely from your mobile device, 24/7. Organize transactions, deposit checks remotely, and control your debit cards.

**Highlights:** Organize transactions with tags, notes, and receipt photos, Secure and fast account monitoring, Remote check deposit, Debit card control (on/off), Schedule and view payments and transfers, Apply for new accounts and loans, Biometric authentication

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Terrific improvements from the previous version
- 👍 New app is awesome!
- 👍 Quicker, easier to use, and feels much more modern
- 👍 Great user interface
- 👍 Easy and quick to use

**What reviewers complain about**

- 🔍 Menus take a while to find where you need to go

**Reported bugs**

- No rewards counter in the new app

**Requested features**

- Provide rewards transactions and tracking


## Frequently asked questions

### Is WSECU free?

WSECU is free to download, with no in-app purchases.

### Is SWACU free?

SWACU is free to download, with no in-app purchases.

### Which has better reviews, WSECU or SWACU?

SWACU is rated higher. WSECU averages 4.4 out of 5 from 2.2K ratings, while SWACU averages 4.9 from 3.9K ratings.

### Do WSECU or SWACU have ads?

Neither WSECU nor SWACU shows ads.

### Which is updated more often, WSECU or SWACU?

WSECU ships an update every 2 weeks, and SWACU every 4 weeks. Most recently, WSECU was updated on September 22, 2026 and SWACU on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*