# Finity vs AccessPay

The clearest difference is ratings volume: Finity at 102 against AccessPay's 11. On price, rating, review sentiment and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.6 for Finity against 4.6 for AccessPay. That said, the two scores are not equally well evidenced: Finity has 102 ratings behind it against 11, so its average is the more settled of the two. Written reviews are what separate them: 60% of Finity's written reviews are positive against 67% of AccessPay's.

Finity ships an update fortnightly, AccessPay every 3 weeks. The most recent releases landed on September 15, 2026 and June 4, 2026 respectively.

## The numbers

| Metric | Finity | AccessPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (102 ratings)](https://appshunter.io/ios/app/finity/id6502372374/reviews) | **[4.6 (11 ratings)](https://appshunter.io/ios/app/accesspay/id6740498074/reviews)** |
| Number of ratings | **102** | 11 |
| Positive reviews | 60.0% of reviews | **66.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 72 MB | 100 MB |
| Requires iOS | **15.4** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Finity Tech C.A.](https://appshunter.io/developer/1738527485) | [Corporacion 7NET](https://appshunter.io/developer/1790259504) |

## What reviewers say

### Finity

[App page](https://appshunter.io/ios/app/finity/id6502372374)

This app offers a Buy Now, Pay Later service, allowing users to split purchases into interest-free installments. It provides flexible payment tools and quick approval for purchases.

**Highlights:** Buy Now, Pay Later, Interest-free installments, Flexible payment tools, Quick approval, Advance payments, Customizable payment amounts, Payment history tracking

**In-app purchases:** none


### AccessPay

[App page](https://appshunter.io/ios/app/accesspay/id6740498074)

This app offers a secure and user-friendly platform for various electronic payment solutions. It allows for interbank transactions, QR/NFC payments, and digital card management, aiming to simplify financial operations.

**Highlights:** Tokenized card payments, QR and NFC payments, Interbank P2P transfers, Digital prepaid card, Payment links, Virtual lock security

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Finity free?

Finity is free to download, with no in-app purchases.

### Is AccessPay free?

AccessPay is free to download, with no in-app purchases.

### Which has better reviews, Finity or AccessPay?

AccessPay is rated higher. Finity averages 4.6 out of 5 from 102 ratings, while AccessPay averages 4.6 from 11 ratings.

### Do Finity or AccessPay have ads?

Neither Finity nor AccessPay shows ads.

### Which is updated more often, Finity or AccessPay?

Finity ships an update fortnightly, and AccessPay every 3 weeks. Most recently, Finity was updated on September 15, 2026 and AccessPay on June 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*