# Finity vs Quoota

The clearest difference is review sentiment: Finity at 60% against Quoota's 0%. Finity also leads on rating (4.6 vs 3.9) and monetization model (free vs ad-supported). Quoota's advantage is update cadence (every 3 days vs fortnightly). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Finity holds the better App Store score, 4.6 against 3.9. That said, the two scores are not equally well evidenced: Finity has 102 ratings behind it against 12, so its average is the more settled of the two. Written reviews point the same way: 60% of Finity's written reviews are positive against 0% of Quoota's.

Finity ships an update fortnightly, Quoota every 3 days. The most recent releases landed on September 15, 2026 and September 9, 2026 respectively.

## The numbers

| Metric | Finity | Quoota |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (102 ratings)](https://appshunter.io/ios/app/finity/id6502372374/reviews)** | [3.9 (12 ratings)](https://appshunter.io/ios/app/quoota/id6740579156/reviews) |
| Number of ratings | **102** | 12 |
| Positive reviews | **60.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 3 days** |
| Monetization | **Free** | Ad-supported |
| Size | 72 MB | 73 MB |
| Requires iOS | 15.4 | **15.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Finity Tech C.A.](https://appshunter.io/developer/1738527485) | [QUOOTA CAPITAL C.A.](https://appshunter.io/developer/1790664601) |

## What reviewers say

### Finity

[App page](https://appshunter.io/ios/app/finity/id6502372374)

This app offers a Buy Now, Pay Later service, allowing users to split purchases into interest-free installments. It provides flexible payment tools and quick approval for purchases.

**Highlights:** Buy Now, Pay Later, Interest-free installments, Flexible payment tools, Quick approval, Advance payments, Customizable payment amounts, Payment history tracking

**In-app purchases:** none


### Quoota

[App page](https://appshunter.io/ios/app/quoota/id6740579156)

Access flexible financing options through your employer. Apply for payment installments of up to double your income with terms up to six months, receiving funds directly into your bank account with minimal effort. It's designed for employees of partner companies to achieve their financial goals.

**Highlights:** Employer-sponsored financing, Up to double income with 0% down, 6-month payment installments, Funds deposited directly to bank account, Apply with just a few clicks, Funds usable for any purpose

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Finity free?

Finity is free to download, with no in-app purchases.

### Is Quoota free?

Quoota is free to download, with no in-app purchases.

### Which has better reviews, Finity or Quoota?

Finity is rated higher. Finity averages 4.6 out of 5 from 102 ratings, while Quoota averages 3.9 from 12 ratings.

### Do Finity or Quoota have ads?

Neither Finity nor Quoota shows ads.

### Which is updated more often, Finity or Quoota?

Finity ships an update fortnightly, and Quoota every 3 days. Most recently, Finity was updated on September 15, 2026 and Quoota on September 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*