# Finity vs DataCred

The clearest difference is update cadence: DataCred at every 4 days against Finity's fortnightly. Finity's advantage is iOS requirement (15.4 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Finity ships an update fortnightly, DataCred every 4 days. The most recent releases landed on October 2, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | Finity | DataCred |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (102 ratings)](https://appshunter.io/ios/app/finity/id6502372374/reviews)** | — |
| Number of ratings | **102** | — |
| Positive reviews | 60.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 4 days** |
| Monetization | Free | — |
| Size | 72 MB | 55 MB |
| Requires iOS | **15.4** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Finity Tech C.A.](https://appshunter.io/developer/1738527485) | [DATACRED LLC](https://appshunter.io/developer/6784831612) |

## What reviewers say

### Finity

[App page](https://appshunter.io/ios/app/finity/id6502372374)

This app offers a Buy Now, Pay Later service, allowing users to split purchases into interest-free installments. It provides flexible payment tools and quick approval for purchases.

**Highlights:** Buy Now, Pay Later, Interest-free installments, Flexible payment tools, Quick approval, Advance payments, Customizable payment amounts, Payment history tracking

**In-app purchases:** none


### DataCred

[App page](https://appshunter.io/ios/app/datacred/id6784831520)

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Finity free?

Finity is free to download, with no in-app purchases.

### Is DataCred free?

DataCred is free to download, with no in-app purchases.

### Do Finity or DataCred have ads?

Neither Finity nor DataCred shows ads.

### Which is updated more often, Finity or DataCred?

Finity ships an update fortnightly, and DataCred every 4 days. Most recently, Finity was updated on October 2, 2026 and DataCred on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*