BDCB vs DebtTracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BDCB
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"Explore the official BDCB app, designed to keep you informed and connected with the latest updates, tools, and resources from BDCB. This user-friendly and interactive app offers a variety of essential features: Latest News & Publications Stay updated with the most recent news, announcements, and publications from BDCB. Access official press releases, reports, and other important information right at your fingertips. BDCB Alert List Protect yourself by referring to the BDCB Alert List for a comprehensive list of entities to avoid when seeking financial services or products. Registered Licencees Find the complete list of BDCB’s registered licensees, to help you verify the legitimacy of financial institutions and services in Brunei Darussalam. Unclaimed Balances Easily check the list of unclaimed balances with this convenient tool. Financial Calculators Plan your finances with a suite of easy-to-use financial calculators. From loan/financing repayments to the recommended amount to save, these tools are designed to assist you in making informed financial decisions. Connect with BDCB Have questions or need further assistance? Use the in-app form to connect directly with BDCB. This feature provides a straightforward way to get in touch for any inquiries or feedback."
DebtTracker
Easily track who owes you money and who you owe. Log loans, record payments, and get reminders for due dates. Keep all your IOUs and personal loan details in a private ledger without needing an account or subscription.
- Track lent and borrowed money
- Record partial payments
- Set due dates and get reminders
- Send payment reminders
- Settle in full with one tap
- Private ledger with no account
- Backup and restore functionality
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Who owes you money — and who do you owe? DebtTracker keeps every IOU, personal loan and repayment in one private ledger. No account. No subscription. No ads. Lent a friend cash for concert tickets? Borrowed from family to cover rent? Log it in seconds, record partial payments as they come in, and get a reminder before the due date. When it's paid off, settle it with one tap. WHAT YOU CAN DO • Track money you lent and money you borrowed, person by person • See each person's net balance at a glance • Record partial payments and installments • Edit any entry, any time • Set due dates and get reminder notifications • Send a payment reminder in a friendly, polite or firm tone via Messages, WhatsApp or any app • Settle in full with one tap, then share a "Paid in full" receipt image • Attach receipt photos to a record • Swipe actions and recent-people quick picks for fast entry YOUR DATA STAYS YOURS • No account, no sign-up • Your records stay on your iPhone • Face ID lock • Full backup & restore to a file in Files or iCloud Drive — free for everyone, so a new phone never means lost records • CSV export FREE • Up to 5 open records • Partial payments, due-date reminders and reminder messages • Backup & restore, CSV export, Face ID and dark mode PRO — ONE-TIME PURCHASE • Unlimited records • Analytics studio: cash flow, 12-month balance history, collection rate, categories and overdue aging • Payoff planner built around your monthly budget • PDF and image statements for each person • 6 custom app icons • All future PRO features included Try PRO free for 7 days. Then pay once and it's yours — no subscription, no renewals. GREAT FOR • Friends who lend each other money • Roommates splitting rent and bills • Family loans and advances • Anyone who wants a simple, private IOU book Download DebtTracker and always know where every loan stands.
Screenshots
Verdict
The clearest difference is in-app purchases: BDCB at none against DebtTracker's 1. BDCB also leads on iOS requirement (15.0 vs 26.2). DebtTracker's advantage is update cadence (every 2 weeks vs every 10 months). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. DebtTracker sells 1 one-off in-app purchase. BDCB asks for nothing beyond the download.
BDCB ships an update every 10 months, DebtTracker every 2 weeks. The most recent releases landed on November 4, 2026 and November 7, 2026 respectively.
| Parameter | BDCB | DebtTracker |
|---|---|---|
| Price | Free | Free |
| Positive reviews | — | 100.0% of reviews |
| Update frequency | Every 10 months | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | — | Freemium |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.0 — better | 26.2 |
| Further details — not scored | ||
| Size | 146 MB | 16 MB |
| Age rating | 17+ | 4+ |
| Developer | Brunei Darussalam Central Bank | Osman Dogan |
In-app purchases
BDCB
No in-app purchases
DebtTracker
- DebtTracker Pro – Lifetime$9.99









