# PFS MONEY 2.0 vs Expense Tracker & Split

The clearest difference is in-app purchases: PFS MONEY 2.0 at none against Expense Tracker & Split's 3. PFS MONEY 2.0 also leads on iOS requirement (16.0 vs 18.0). Expense Tracker & Split's advantage is update cadence (every 2 weeks vs every 3 months). On price, ads and device support there is nothing between them.

Both are free to download. Expense Tracker & Split sells 3 in-app purchases, starting at $3.99 per month. PFS MONEY 2.0 asks for nothing beyond the download.

PFS MONEY 2.0 ships an update every 3 months, Expense Tracker & Split every 2 weeks. Both last shipped on November 4, 2026.

## The numbers

| Metric | PFS MONEY 2.0 | Expense Tracker & Split |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.5 (2 ratings)](https://appshunter.io/ios/app/expense-tracker-and-split-tally/id6779913391/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 weeks** |
| Monetization | — | Freemium |
| Size | 103 MB | 88 MB |
| Requires iOS | **16.0** | 18.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Excel Net Solutions Private Limited](https://appshunter.io/developer/1108471137) | [Andre Suhartanto](https://appshunter.io/developer/1824125348) |

## What reviewers say

### PFS MONEY 2.0

[App page](https://appshunter.io/ios/app/pfs-money-20/id6502397434)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Expense Tracker & Split

[App page](https://appshunter.io/ios/app/expense-tracker-and-split-tally/id6779913391)

Effortlessly track expenses, split bills with friends using AI-powered voice input, and manage budgets. Customize categories and enjoy multi-currency support for a seamless financial overview.

**Highlights:** AI-powered voice expense entry, Effortless bill splitting, Customizable spending categories, Budget tracking and progress monitoring, Multi-currency support, Recurring expense management, Data backup and cross-device sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $3.99 | per month |
| Yearly | $24.99 | per year |
| Lifetime | $49.99 | one-time |


## Frequently asked questions

### Is PFS MONEY 2.0 free?

PFS MONEY 2.0 is free to download, with no in-app purchases.

### Is Expense Tracker & Split free?

Expense Tracker & Split is free to download, with in-app purchases available.

### Do PFS MONEY 2.0 or Expense Tracker & Split have ads?

Neither PFS MONEY 2.0 nor Expense Tracker & Split shows ads.

### Which is updated more often, PFS MONEY 2.0 or Expense Tracker & Split?

PFS MONEY 2.0 ships an update every 3 months, and Expense Tracker & Split every 2 weeks. Most recently, PFS MONEY 2.0 was updated on November 4, 2026 and Expense Tracker & Split on November 4, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*