# FINE Sec vs Fintech SmartPay

The clearest difference is device support: Fintech SmartPay at 2 against FINE Sec's —. FINE Sec's advantage is iOS requirement (13.0 vs 16.6). On price, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FINE Sec ships an update every 5 months, Fintech SmartPay every 4 months. The most recent releases landed on October 7, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | FINE Sec | Fintech SmartPay |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | — | No |
| Update frequency | Every 5 months | **Every 4 months** |
| Size | 225 MB | 44 MB |
| Requires iOS | **13.0** | 16.6 |
| Devices | — | **iPhone, iPad** |
| Age rating | 17+ | 4+ |
| Developer | [FINE SECURITIES LIMITED](https://appshunter.io/developer/1714573348) | [Fintech SmartPay](https://appshunter.io/developer/1857945386) |

## What reviewers say

### FINE Sec

[App page](https://appshunter.io/ios/app/fine-sec/id6502427413)

**In-app purchases:** none


### Fintech SmartPay

[App page](https://appshunter.io/ios/app/fintech-smartpay/id6756010699)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is FINE Sec free?

FINE Sec is free to download, with no in-app purchases.

### Is Fintech SmartPay free?

Fintech SmartPay is free to download, with no in-app purchases.

### Which is updated more often, FINE Sec or Fintech SmartPay?

FINE Sec ships an update every 5 months, and Fintech SmartPay every 4 months. Most recently, FINE Sec was updated on October 7, 2026 and Fintech SmartPay on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*