# Vestwell vs Perki

The clearest difference is review sentiment: Perki at 100% against Vestwell's 49%. Perki also leads on rating (5.0 vs 3.1) and update cadence (every 3 days vs monthly). Vestwell's advantage is ratings volume (228 vs 4) and device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Perki holds the better App Store score, 5.0 against 3.1. That said, the two scores are not equally well evidenced: Vestwell has 228 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 49% of Vestwell's written reviews are positive against 100% of Perki's.

Vestwell ships an update monthly, Perki every 3 days. The most recent releases landed on October 25, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | Vestwell | Perki |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.1 (228 ratings)](https://appshunter.io/ios/app/vestwell/id6502456411/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/perki/id6761746835/reviews)** |
| Number of ratings | **228** | 4 |
| Positive reviews | 49.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 days** |
| Monetization | Free | Free |
| Size | 286 MB | 5 MB |
| Requires iOS | **15.0** | 26.2 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Vestwell Holdings Inc.](https://appshunter.io/developer/1745543821) | [Tristan Onfroy](https://appshunter.io/developer/1891250762) |

## What reviewers say

### Vestwell

[App page](https://appshunter.io/ios/app/vestwell/id6502456411)

This app helps users build their financial future by providing accessible and intuitive savings solutions for retirement, education, disability, and emergencies. Manage your accounts, track progress, and access funds seamlessly from your mobile device.

**Highlights:** Track savings goals and employer match, Change savings amount and investment strategy, Consolidate savings accounts, Designate beneficiaries, Initiate withdrawals or loans, Access financial education resources

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly and easy to use
- 👍 Can find everything quickly
- 👍 Able to change investments and deferral rates
- 👍 Clean app design
- 👍 All features available on mobile

**What reviewers complain about**

- 🐛 App is glitchy and malfunctioning
- 🐛 Login screen freezes
- 🐛 App is slow and difficult to use
- 🐛 Not optimized for iPhone
- 🐛 App is just a mobile website in a container

**Reported bugs**

- Login screen locks and doesn't process
- App shows a blank screen on opening
- App freezes at sign-in screen
- Biometric login resets to initial screen multiple times
- App opens and closes unexpectedly

**Requested features**

- Create a real app instead of a mobile website
- Fix UI padding issues for iPhone features
- Address biometric login loop bug
- Add Face ID login option
- Remove text code requirement for login


### Perki

[App page](https://appshunter.io/ios/app/perki/id6761746835)

This app helps you track and utilize all the benefits offered by your credit cards. It automatically loads perks and allows you to log usage, preventing you from losing money on unused benefits. Get personalized reminders to ensure you never miss a deadline.

**Highlights:** Track all credit card perks, Log perk usage with one tap, Dashboard with utilization rates, Customizable reset date tracking, Perk expiration reminders, Built-in perk library, On-device data storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Vestwell free?

Vestwell is free to download, with no in-app purchases.

### Is Perki free?

Perki is free to download, with no in-app purchases.

### Which has better reviews, Vestwell or Perki?

Perki is rated higher. Vestwell averages 3.1 out of 5 from 228 ratings, while Perki averages 5.0 from 4 ratings.

### Do Vestwell or Perki have ads?

Neither Vestwell nor Perki shows ads.

### Which is updated more often, Vestwell or Perki?

Vestwell ships an update monthly, and Perki every 3 days. Most recently, Vestwell was updated on October 25, 2026 and Perki on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*