# myEquifax vs Secure Client Access

The clearest difference is monetization model: Secure Client Access at free against myEquifax's free with in-app purchases. myEquifax's advantage is ratings volume (44K vs 9) and chart position (#75 vs unranked). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for myEquifax against 4.8 for Secure Client Access. That said, the two scores are not equally well evidenced: myEquifax has 44K ratings behind it against 9, so its average is the more settled of the two.

myEquifax ships an update every 3 weeks, Secure Client Access monthly. The most recent releases landed on September 26, 2026 and September 20, 2026 respectively.

## The numbers

| Metric | myEquifax | Secure Client Access |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (44K ratings)](https://appshunter.io/ios/app/myequifax/id6502468755/reviews) | [4.8 (9 ratings)](https://appshunter.io/ios/app/secure-client-access/id6758830031/reviews) |
| Number of ratings | **44K** | 9 |
| Positive reviews | 47.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Best chart rank | **#75** | — |
| Size | 130 MB | 62 MB |
| Requires iOS | **15.6** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [Equifax](https://appshunter.io/developer/347634123) | [The Awesome Co](https://appshunter.io/developer/1862051876) |

## What reviewers say

### myEquifax

[App page](https://appshunter.io/ios/app/myequifax/id6502468755)

**Currently charting:** #75 Top Free · Finance (US App Store)

Access your Equifax credit report and score updates monthly at no cost. Track your progress, set goals, and receive personalized AI-driven insights to improve your credit. Optional paid plans offer enhanced credit monitoring and identity protection.

**Highlights:** Monthly Equifax credit report updates, Free credit score tracking, AI-powered credit improvement plan, Score goal setting, Dark WebScan for identity protection, Credit monitoring alerts

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient credit monitoring
- 🚀 Easy to use app layout
- 🔒 Secure login experience

**What reviewers complain about**

- 🐛 Login issues and inability to create an account
- 🔍 Difficulty finding credit freeze/unfreeze functionality
- 🚫 Limited app functionality compared to website

**Reported bugs**

- Login button not working
- Greyed out login button

**Requested features**

- Credit freeze/unfreeze functionality within the app
- Dispute filing capability


### Secure Client Access

[App page](https://appshunter.io/ios/app/secure-client-access/id6758830031)

Manage your credit journey with tools to track progress and stay connected. Upload documents, monitor your credit score in real-time, and communicate securely with your specialist. Track dispute statuses for detailed insights into your credit report.

**Highlights:** Easy document upload and onboarding, Live credit score tracking, Secure direct messaging with specialists, Detailed dispute status updates, Credit journey management

**In-app purchases:** none


## Frequently asked questions

### Is myEquifax free?

myEquifax is free to download, with no in-app purchases.

### Is Secure Client Access free?

Secure Client Access is free to download, with no in-app purchases.

### Which has better reviews, myEquifax or Secure Client Access?

myEquifax and Secure Client Access are both rated 4.8 out of 5 on the App Store, from 44K and 9 ratings respectively.

### Do myEquifax or Secure Client Access have ads?

Neither myEquifax nor Secure Client Access shows ads.

### Which is updated more often, myEquifax or Secure Client Access?

myEquifax ships an update every 3 weeks, and Secure Client Access monthly. Most recently, myEquifax was updated on September 26, 2026 and Secure Client Access on September 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*