# MBL ESS vs SAICO

The clearest difference is iOS requirement: MBL ESS at 12.0 against SAICO's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MBL ESS ships an update every 3 weeks, SAICO every 2 weeks. The most recent releases landed on October 13, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | MBL ESS | SAICO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[1.6 (7 ratings)](https://appshunter.io/ios/app/saico/id6670212812/reviews)** |
| Number of ratings | — | **7** |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | — | Free |
| Size | 29 MB | 62 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Solutions time](https://appshunter.io/developer/1483325864) | [SAICO](https://appshunter.io/developer/1474084914) |

## What reviewers say

### MBL ESS

[App page](https://appshunter.io/ios/app/mbl-ess/id6502590777)

**Features:** macOS Compatibility

**In-app purchases:** none


### SAICO

[App page](https://appshunter.io/ios/app/saico/id6670212812)

Access insurance policy details, manage accounts, and track claims with live updates. Submit medical claims, find nearby healthcare providers, and access virtual insurance cards. This free app offers a new generation experience for managing your insurance needs on the go.

**Highlights:** Access eServices account, Manage all policies, Track claims with live status, Submit medical claims, Find nearest healthcare providers, Access virtual insurance card

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MBL ESS free?

MBL ESS is free to download, with no in-app purchases.

### Is SAICO free?

SAICO is free to download, with no in-app purchases.

### Do MBL ESS or SAICO have ads?

Neither MBL ESS nor SAICO shows ads.

### Which is updated more often, MBL ESS or SAICO?

MBL ESS ships an update every 3 weeks, and SAICO every 2 weeks. Most recently, MBL ESS was updated on October 13, 2026 and SAICO on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*