# EzyWallet User vs ChatWallet ChipChat

The clearest difference is ratings volume: EzyWallet User at 3 against ChatWallet ChipChat's 1. On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for EzyWallet User against 5.0 for ChatWallet ChipChat. Both are backed by a comparable volume of ratings — 3 and 1 respectively.

EzyWallet User ships an update fortnightly, ChatWallet ChipChat every 3 weeks. The most recent releases landed on October 2, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | EzyWallet User | ChatWallet ChipChat |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (3 ratings)](https://appshunter.io/ios/app/ezywallet-user/id6502626818/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/chatwallet-chipchat/id6778056226/reviews) |
| Number of ratings | **3** | 1 |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 85 MB | 124 MB |
| Requires iOS | **15.6** | 16.4 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 9+ | 4+ |
| Developer | [EzyLocal Co.](https://appshunter.io/developer/1622884186) | [Algorithm, LLC](https://appshunter.io/developer/6778056228) |

## What reviewers say

### EzyWallet User

[App page](https://appshunter.io/ios/app/ezywallet-user/id6502626818)

This app allows users to make payments, check into businesses, and verify their identity using only their palm scan or by scanning a QR code. It offers a secure and convenient alternative to physical cards and cash.

**Highlights:** Palm scan for payments, Membership check-in via palm scan, ID verification with palm scan, QR code scanning for check-in/payment, Link bank accounts for payments, Store digital membership cards

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### ChatWallet ChipChat

[App page](https://appshunter.io/ios/app/chatwallet-chipchat/id6778056226)

Effortlessly collect and pay money within your group chats. Manage shared expenses like rent, trips, or gifts with live updates and automated reminders. Turn financial coordination into a fun, game-like experience.

**Highlights:** Collect and pay within chat, Split bills instantly, Automated payment reminders, Live contribution tracking, Gamified payment rewards, Supports various group types

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is EzyWallet User free?

EzyWallet User is free to download, with no in-app purchases.

### Is ChatWallet ChipChat free?

ChatWallet ChipChat is free to download, with no in-app purchases.

### Which has better reviews, EzyWallet User or ChatWallet ChipChat?

EzyWallet User and ChatWallet ChipChat are both rated 5.0 out of 5 on the App Store, from 3 and 1 ratings respectively.

### Do EzyWallet User or ChatWallet ChipChat have ads?

Neither EzyWallet User nor ChatWallet ChipChat shows ads.

### Which is updated more often, EzyWallet User or ChatWallet ChipChat?

EzyWallet User ships an update fortnightly, and ChatWallet ChipChat every 3 weeks. Most recently, EzyWallet User was updated on October 2, 2026 and ChatWallet ChipChat on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*