# MyCardStatement vs 1st Summit Bank Digital

The clearest difference is rating: 1st Summit Bank Digital at 4.0 against MyCardStatement's 1.2. 1st Summit Bank Digital also leads on ratings volume (101 vs 17). MyCardStatement's advantage is iOS requirement (13.0 vs 18.4). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

1st Summit Bank Digital holds the better App Store score, 4.0 against 1.2. That said, the two scores are not equally well evidenced: 1st Summit Bank Digital has 101 ratings behind it against 17, so its average is the more settled of the two.

MyCardStatement ships an update every 2 months, 1st Summit Bank Digital every 6 weeks. The most recent releases landed on November 4, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | MyCardStatement | 1st Summit Bank Digital |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.2 (17 ratings)](https://appshunter.io/ios/app/mycardstatement/id6502767544/reviews) | **[4.0 (101 ratings)](https://appshunter.io/ios/app/1st-summit-bank-digital/id6807157526/reviews)** |
| Number of ratings | 17 | **101** |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 6 weeks** |
| Monetization | Free | Free |
| Size | 29 MB | 177 MB |
| Requires iOS | **13.0** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [eFunds Corporation](https://appshunter.io/developer/354569718) | [1ST SUMMIT Mobile Banking](https://appshunter.io/developer/456639193) |

## What reviewers say

### MyCardStatement

[App page](https://appshunter.io/ios/app/mycardstatement/id6502767544)

Manage your credit card accounts on the go. View your balance, transaction history, and make payments conveniently from your mobile device.

**Highlights:** View account balance, Access transaction history, Make credit card payments, Manage credit card accounts, Mobile access

**Features:** macOS Compatibility

**In-app purchases:** none


### 1st Summit Bank Digital

[App page](https://appshunter.io/ios/app/1st-summit-bank-digital/id6807157526)

Manage your finances on the go with this secure and convenient digital banking app. Easily check balances, pay bills, deposit checks, and transfer funds from your mobile device. Enjoy a simple, fast, and easy banking experience designed for your busy life.

**Highlights:** View account balances and transaction history, Transfer money between accounts, Mobile check deposit, Bill payment and management, Secure money transfers, Debit card controls and alerts, Find nearby branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is MyCardStatement free?

MyCardStatement is free to download, with no in-app purchases.

### Is 1st Summit Bank Digital free?

1st Summit Bank Digital is free to download, with no in-app purchases.

### Which has better reviews, MyCardStatement or 1st Summit Bank Digital?

1st Summit Bank Digital is rated higher. MyCardStatement averages 1.2 out of 5 from 17 ratings, while 1st Summit Bank Digital averages 4.0 from 101 ratings.

### Do MyCardStatement or 1st Summit Bank Digital have ads?

Neither MyCardStatement nor 1st Summit Bank Digital shows ads.

### Which is updated more often, MyCardStatement or 1st Summit Bank Digital?

MyCardStatement ships an update every 2 months, and 1st Summit Bank Digital every 6 weeks. Most recently, MyCardStatement was updated on November 4, 2026 and 1st Summit Bank Digital on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*