# goCredex vs Setlary MY

The clearest difference is update cadence: Setlary MY at weekly against goCredex's every 2 months. goCredex's advantage is iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

goCredex ships an update every 2 months, Setlary MY weekly. Both last shipped on November 4, 2026.

## The numbers

| Metric | goCredex | Setlary MY |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 96.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Weekly** |
| Monetization | — | Free |
| Size | 37 MB | 269 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Bayo Credex Sdn Bhd](https://appshunter.io/developer/1747439542) | [Set Gaji Sdn. Bhd.](https://appshunter.io/developer/1746864753) |

## What reviewers say

### goCredex

[App page](https://appshunter.io/ios/app/gocredex/id6502928452)

**Features:** macOS Compatibility

**In-app purchases:** none


### Setlary MY

[App page](https://appshunter.io/ios/app/setlary-my/id6739205573)

Access a portion of your earned salary before traditional payday. Manage bills, emergencies, or daily expenses without high-interest loans. This secure and user-friendly app offers financial flexibility and peace of mind.

**Highlights:** Early wage access, Access salary anytime, Financial wellness, Secure and user-friendly app, Financial flexibility

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is goCredex free?

goCredex is free to download, with no in-app purchases.

### Is Setlary MY free?

Setlary MY is free to download, with no in-app purchases.

### Do goCredex or Setlary MY have ads?

Neither goCredex nor Setlary MY shows ads.

### Which is updated more often, goCredex or Setlary MY?

goCredex ships an update every 2 months, and Setlary MY weekly. Most recently, goCredex was updated on November 4, 2026 and Setlary MY on November 4, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*