# Bill Splitter vs Chipp

The clearest difference is rating: Bill Splitter at 4.8 against Chipp's 4.1. Bill Splitter also leads on review sentiment (88% vs 73%) and ratings volume (68 vs 18). Chipp's advantage is monetization model (free vs freemium) and iOS requirement (14.0 vs 16.4). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Bill Splitter sells 3 in-app purchases, starting at $3.99 per month and Chipp sells 4 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

Bill Splitter holds the better App Store score, 4.8 against 4.1. Both are backed by a comparable volume of ratings — 68 and 18 respectively. Written reviews point the same way: 88% of Bill Splitter's written reviews are positive against 73% of Chipp's.

Bill Splitter ships an update every 9 days, Chipp fortnightly. The most recent releases landed on November 11, 2026 and November 8, 2026 respectively.

## The numbers

| Metric | Bill Splitter | Chipp |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (68 ratings)](https://appshunter.io/ios/app/bill-splitter-splitmyexpenses/id6502963284/reviews)** | [4.1 (18 ratings)](https://appshunter.io/ios/app/chipp-split-bills-and-expenses/id6636520980/reviews) |
| Number of ratings | **68** | 18 |
| Positive reviews | **87.5% of reviews** | 72.7% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 9 days** | Fortnightly |
| Monetization | Freemium | **Free** |
| Size | 97 MB | 186 MB |
| Requires iOS | 16.4 | **14.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [VuxByte LLC](https://appshunter.io/developer/1264259103) | [Chipp LLC](https://appshunter.io/developer/1762962073) |

## What reviewers say

### Bill Splitter

[App page](https://appshunter.io/ios/app/bill-splitter-splitmyexpenses/id6502963284)

Effortlessly split bills and track shared expenses with friends, roommates, or on trips. Features an AI receipt scanner for itemized splits and simplifies payments to reduce awkward IOUs. Supports multiple currencies and offers flexible splitting options.

**Highlights:** AI receipt scanner, Flexible expense splitting, Simplified settlement, Recurring bill reminders, Multi-currency support, CSV data export

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium monthly | $3.99 | per month |
| Premium yearly | $24.99 | per year |
| Premium yearly | $34.99 | per year |


### Chipp

[App page](https://appshunter.io/ios/app/chipp-split-bills-and-expenses/id6636520980)

Effortlessly track, split, and settle group expenses with a lightning-fast interface. Manage shared living costs, travel bills, and dinner receipts with ease. Settle up instantly with friends, all within one convenient app.

**Highlights:** Tap-to-split interface, Find friends nearby, Create shared expense groups, Split rent and utilities, Manage travel expenses, Scan receipts for dinner bills, Handle partial splits

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Chipp+, monthly | $3.99 | per month |
| Chipp+ Circle, monthly | $6.99 | per month |
| Chipp+, yearly | $29.99 | per year |
| Chipp+ Circle, yearly | $49.99 | per year |


## Frequently asked questions

### Is Bill Splitter free?

Bill Splitter is free to download, with in-app purchases available.

### Is Chipp free?

Chipp is free to download, with in-app purchases available.

### Which has better reviews, Bill Splitter or Chipp?

Bill Splitter is rated higher. Bill Splitter averages 4.8 out of 5 from 68 ratings, while Chipp averages 4.1 from 18 ratings.

### Do Bill Splitter or Chipp have ads?

Neither Bill Splitter nor Chipp shows ads.

### Which is updated more often, Bill Splitter or Chipp?

Bill Splitter ships an update every 9 days, and Chipp fortnightly. Most recently, Bill Splitter was updated on November 11, 2026 and Chipp on November 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*