# Bill Splitter vs Chipp

The clearest difference is in-app purchases: Chipp at none against Bill Splitter's 3. Chipp also leads on iOS requirement (13.0 vs 16.4). Bill Splitter's advantage is rating (4.8 vs 4.4) and ratings volume (52 vs 16). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Bill Splitter sells 3 in-app purchases, starting at $3.99 per month. Chipp asks for nothing beyond the download.

Bill Splitter holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 52 and 16 respectively. Written reviews point the same way: 83% of Bill Splitter's written reviews are positive against 78% of Chipp's.

Bill Splitter ships an update every 11 days, Chipp fortnightly. The most recent releases landed on September 25, 2026 and June 11, 2026 respectively.

## The numbers

| Metric | Bill Splitter | Chipp |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (52 ratings)](https://appshunter.io/ios/app/bill-splitter-splitmyexpenses/id6502963284/reviews)** | [4.4 (16 ratings)](https://appshunter.io/ios/app/chipp/id6636520980/reviews) |
| Number of ratings | **52** | 16 |
| Positive reviews | **83.3% of reviews** | 77.8% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 11 days** | Fortnightly |
| Monetization | Freemium | **Free** |
| Size | 109 MB | 116 MB |
| Requires iOS | 16.4 | **13.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [VuxByte LLC](https://appshunter.io/developer/1264259103) | [Chipp LLC](https://appshunter.io/developer/1762962073) |

## What reviewers say

### Bill Splitter

[App page](https://appshunter.io/ios/app/bill-splitter-splitmyexpenses/id6502963284)

Effortlessly manage shared expenses for groups, couples, and trips. Scan receipts with AI, split bills flexibly, and simplify payments to ensure everyone knows who owes what. Track spending with insights and recurring bill reminders.

**Highlights:** AI receipt itemization, Flexible bill splitting, Automatic debt simplification, Recurring bill management, Spending categories and insights, Group collaboration, Data export to CSV

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium monthly | $3.99 | per month |
| Premium yearly | $24.99 | per year |
| Premium yearly | $34.99 | per year |


### Chipp

[App page](https://appshunter.io/ios/app/chipp/id6636520980)

Effortlessly track, split, and settle group expenses with a lightning-fast interface. Manage shared living costs, travel bills, and dinner receipts with ease. Settle up instantly with friends, all within one convenient app.

**Highlights:** Tap-to-split interface, Find friends nearby, Create shared expense groups, Split rent and utilities, Manage travel expenses, Scan receipts for dinner bills, Handle partial splits

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Bill Splitter free?

Bill Splitter is free to download, with in-app purchases available.

### Is Chipp free?

Chipp is free to download, with no in-app purchases.

### Which has better reviews, Bill Splitter or Chipp?

Bill Splitter is rated higher. Bill Splitter averages 4.8 out of 5 from 52 ratings, while Chipp averages 4.4 from 16 ratings.

### Do Bill Splitter or Chipp have ads?

Neither Bill Splitter nor Chipp shows ads.

### Which is updated more often, Bill Splitter or Chipp?

Bill Splitter ships an update every 11 days, and Chipp fortnightly. Most recently, Bill Splitter was updated on September 25, 2026 and Chipp on June 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*