# IVB SoftOTP vs Financial

The clearest difference is update cadence: IVB SoftOTP at every 3 weeks against Financial's every 17 months. IVB SoftOTP also leads on iOS requirement (13.0 vs 17). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

IVB SoftOTP ships an update every 3 weeks, Financial every 17 months. The most recent releases landed on May 16, 2026 and March 5, 2026 respectively.

## The numbers

| Metric | IVB SoftOTP | Financial |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 17 months |
| Size | 53 MB | 12 MB |
| Requires iOS | **13.0** | 17 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [INDOVINA BANK COMPANY LIMITED](https://appshunter.io/developer/1245497472) | [Bhautik Gadhiya](https://appshunter.io/developer/1190085439) |

## What reviewers say

### IVB SoftOTP

[App page](https://appshunter.io/ios/app/ivb-softotp/id6502965314)

**Features:** macOS Compatibility

**In-app purchases:** none


### Financial

[App page](https://appshunter.io/ios/app/financial/id6535680243)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is IVB SoftOTP free?

IVB SoftOTP is free to download, with no in-app purchases.

### Is Financial free?

Financial is free to download, with no in-app purchases.

### Do IVB SoftOTP or Financial have ads?

Neither IVB SoftOTP nor Financial shows ads.

### Which is updated more often, IVB SoftOTP or Financial?

IVB SoftOTP ships an update every 3 weeks, and Financial every 17 months. Most recently, IVB SoftOTP was updated on May 16, 2026 and Financial on March 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*