# Split vs Pony Up

The clearest difference is in-app purchases: Split at none against Pony Up's 5. Pony Up's advantage is update cadence (every 3 weeks vs every 26 months). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Pony Up sells 5 one-off in-app purchases. Split asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for Split against 5.0 for Pony Up. Both are backed by a comparable volume of ratings — 3 and 6 respectively.

Split ships an update every 26 months, Pony Up every 3 weeks. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Split | Pony Up |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (3 ratings)](https://appshunter.io/ios/app/split-share-with-ease/id6502971930/reviews) | [5.0 (6 ratings)](https://appshunter.io/ios/app/pony-up-split-and-budget/id6777123091/reviews) |
| Number of ratings | 3 | **6** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 26 months | **Every 3 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 2 MB | 93 MB |
| Requires iOS | 17.4 | **16.4** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Ty Okazaki](https://appshunter.io/developer/1747658039) | [Nathan Hintz](https://appshunter.io/developer/6777123093) |

## What reviewers say

### Split

[App page](https://appshunter.io/ios/app/split-share-with-ease/id6502971930)

Effortlessly manage and split expenses with friends, family, or colleagues. This app prioritizes your privacy by not collecting or storing any personal data. Easily add people, categorize costs, and generate shareable invoices for seamless bill management.

**Highlights:** No personal data collection, Easy bill splitting, Customizable expense categories, Shareable formatted invoices, Real-time total tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Pony Up

[App page](https://appshunter.io/ios/app/pony-up-split-and-budget/id6777123091)

This finance app offers a private, customizable toolkit for managing your money. It allows you to split bills, create budgets, track subscriptions, and plan debt payoff without monthly fees or ads. Users can choose individual tools or bundles, with one module offered free.

**Highlights:** Split bills with friends, Build private budgets, Track subscriptions and bills, Create debt payoff plans, Customizable dashboard, Private data storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Bill Splitter Module | $0.99 | one-time |
| Budgeting Module | $0.99 | one-time |
| Bills & Subscriptions Module | $0.99 | one-time |
| Debt Planner Module | $0.99 | one-time |
| 3 Modules Bundle | $1.99 | one-time |


## Frequently asked questions

### Is Split free?

Split is free to download, with no in-app purchases.

### Is Pony Up free?

Pony Up is free to download, with in-app purchases available.

### Which has better reviews, Split or Pony Up?

Split and Pony Up are both rated 5.0 out of 5 on the App Store, from 3 and 6 ratings respectively.

### Do Split or Pony Up have ads?

Neither Split nor Pony Up shows ads.

### Which is updated more often, Split or Pony Up?

Split ships an update every 26 months, and Pony Up every 3 weeks. Most recently, Split was updated on October 30, 2026 and Pony Up on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*