# Credit Key vs Livanates

The clearest difference is update cadence: Credit Key at every 9 days against Livanates's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Credit Key ships an update every 9 days, Livanates every 2 months. The most recent releases landed on October 18, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | Credit Key | Livanates |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (239 ratings)](https://appshunter.io/ios/app/credit-key/id6503043940/reviews)** | — |
| Number of ratings | **239** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 9 days** | Every 2 months |
| Monetization | Free | — |
| Size | 41 MB | 99 MB |
| Requires iOS | **15.1** | 16.4 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 12+ |
| Developer | [Snap Credit,Inc](https://appshunter.io/developer/1747873587) | [G A C GROUP P.C.](https://appshunter.io/developer/1830446106) |

## What reviewers say

### Credit Key

[App page](https://appshunter.io/ios/app/credit-key/id6503043940)

This app provides businesses with flexible payment options and instant credit decisions for purchases. Access a vendor marketplace and use a virtual card anywhere Mastercard is accepted to manage cash flow effectively.

**Highlights:** Instant credit decisions up to $50K, B2B vendor marketplace, Virtual card for any Mastercard merchant, Flexible payment plans (Net 30, Pay in 4, up to 12 months), Account management and budgeting tools, Improved cash flow management

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Livanates

[App page](https://appshunter.io/ios/app/livanates/id6791176964)

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Credit Key free?

Credit Key is free to download, with no in-app purchases.

### Is Livanates free?

Livanates is free to download, with no in-app purchases.

### Do Credit Key or Livanates have ads?

Neither Credit Key nor Livanates shows ads.

### Which is updated more often, Credit Key or Livanates?

Credit Key ships an update every 9 days, and Livanates every 2 months. Most recently, Credit Key was updated on October 18, 2026 and Livanates on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*