# Pibank USA vs Hermy

The clearest difference is rating: Hermy at 5.0 against Pibank USA's 2.1. Hermy also leads on update cadence (every 5 days vs every 3 weeks). Pibank USA's advantage is in-app purchases (none vs 2) and ratings volume (218 vs 1). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Hermy sells 2 in-app purchases, starting at $3.99 per month. Pibank USA asks for nothing beyond the download.

Hermy holds the better App Store score, 5.0 against 2.1. That said, the two scores are not equally well evidenced: Pibank USA has 218 ratings behind it against 1, so its average is the more settled of the two.

Pibank USA ships an update every 3 weeks, Hermy every 5 days. The most recent releases landed on November 4, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Pibank USA | Hermy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.1 (218 ratings)](https://appshunter.io/ios/app/pibank-usa/id6503067375/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/hermy/id6799291692/reviews)** |
| Number of ratings | **218** | 1 |
| Positive reviews | 22.3% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 5 days** |
| Monetization | **Free** | Freemium |
| Size | 71 MB | 149 MB |
| Requires iOS | 17.0 | **16.0** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 17+ | 17+ |
| Developer | [Intercredit Bank NA](https://appshunter.io/developer/569297155) | [Maxwell Herman](https://appshunter.io/developer/6799291694) |

## What reviewers say

### Pibank USA

[App page](https://appshunter.io/ios/app/pibank-usa/id6503067375)

This app provides a high-yield personal savings account to help you manage and grow your money. Access your account from any device, view transaction history, and update personal information securely. Enjoy competitive interest rates with no minimum deposit or fees.

**Highlights:** High-yield savings account, No minimum deposit, No fees, Biometric login, Transaction history, Manage personal info

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Simple and straightforward app
- 👍 Easy to use
- 💰 Offers high interest rates
- 🤝 Good customer service

**What reviewers complain about**

- 🐛 Buggy app with frequent crashes
- 🔒 Security and login issues
- 🔄 Unreliable transfers and withdrawals
- 🕰️ Slow and unresponsive app
- 🚫 Limited functionality

**Reported bugs**

- Inability to log in or access account
- Freezing and crashing during use
- Inconsistent app behavior

**Requested features**

- ACH transfer support
- Web-based banking option
- Improved customer communication


### Hermy

[App page](https://appshunter.io/ios/app/hermy/id6799291692)

This finance app helps you manage daily expenses, set financial goals, and plan for the future. It offers intuitive expense logging through voice or receipt photos, clear financial insights, and seamless syncing across devices.

**Highlights:** Intuitive expense tracking, Voice and photo receipt logging, Monthly financial habit monitoring, Transaction logging and organization, Cross-device data syncing, Financial planning tools

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Hermy Pro | $3.99 | per month |
| Hermy Pro Lifetime | $29.99 | one-time |


## Frequently asked questions

### Is Pibank USA free?

Pibank USA is free to download, with no in-app purchases.

### Is Hermy free?

Hermy is free to download, with in-app purchases available.

### Which has better reviews, Pibank USA or Hermy?

Hermy is rated higher. Pibank USA averages 2.1 out of 5 from 218 ratings, while Hermy averages 5.0 from 1 ratings.

### Do Pibank USA or Hermy have ads?

Neither Pibank USA nor Hermy shows ads.

### Which is updated more often, Pibank USA or Hermy?

Pibank USA ships an update every 3 weeks, and Hermy every 5 days. Most recently, Pibank USA was updated on November 4, 2026 and Hermy on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*