# Budget Planner vs ExpensePad

The clearest difference is price: Budget Planner at Free against ExpensePad's $3.99. Budget Planner also leads on iOS requirement (16.0 vs 18.0). ExpensePad's advantage is in-app purchases (none vs 3) and update cadence (every 8 days vs every 2 weeks). On ads and device support there is nothing between them.

Budget Planner is free to download; ExpensePad costs $3.99 up front. Budget Planner sells 3 in-app purchases, starting at $3.99 per month. ExpensePad asks for nothing beyond the download.

Budget Planner ships an update every 2 weeks, ExpensePad every 8 days. The most recent releases landed on October 12, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Budget Planner | ExpensePad |
| --- | --- | --- |
| Price | **Free** | $3.99 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 8 days** |
| Monetization | Free with in-app purchases | — |
| Size | 59 MB | 18 MB |
| Requires iOS | **16.0** | 18.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Expense Trend Inc.](https://appshunter.io/developer/1748502001) | [Oscar De Moya](https://appshunter.io/developer/1236595635) |

## What reviewers say

### Budget Planner

[App page](https://appshunter.io/ios/app/budget-planner-expense-trend/id6503230525)

This AI-powered finance app helps you track expenses, manage budgets, and identify savings opportunities. Connect bank accounts for automatic transaction categorization or manually add data for enhanced privacy. Get personalized insights and actionable steps to improve your financial health.

**Highlights:** Automatic transaction categorization, AI-powered financial insights, Personalized savings recommendations, Budgeting and income tracking, Privacy-focused manual account entry, Modern iOS 26 design

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Budget Plus Subscription | $3.99 | per month |
| Premium Subscription | $6.99 | per month |
| Premium Subscription | $59.99 | per year |


### ExpensePad

[App page](https://appshunter.io/ios/app/expensepad-spending-tracker/id6504459640)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Budget Planner free?

Budget Planner is free to download, with in-app purchases available.

### Is ExpensePad free?

ExpensePad costs $3.99, with no in-app purchases.

### Do Budget Planner or ExpensePad have ads?

Neither Budget Planner nor ExpensePad shows ads.

### Which is updated more often, Budget Planner or ExpensePad?

Budget Planner ships an update every 2 weeks, and ExpensePad every 8 days. Most recently, Budget Planner was updated on October 12, 2026 and ExpensePad on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*