# Budget Planner vs PayNote

Budget Planner and PayNote are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Budget Planner sells 3 in-app purchases, starting at $3.99 per month and PayNote sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

## The numbers

| Metric | Budget Planner | PayNote |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | — |
| Monetization | Free with in-app purchases | — |
| Size | 59 MB | 6 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Expense Trend Inc.](https://appshunter.io/developer/1748502001) | [Z-SOFT COMPANY LIMITED](https://appshunter.io/developer/1803614684) |

## What reviewers say

### Budget Planner

[App page](https://appshunter.io/ios/app/budget-planner-expense-trend/id6503230525)

This AI-powered finance app helps you track expenses, manage budgets, and identify savings opportunities. Connect bank accounts for automatic transaction categorization or manually add data for enhanced privacy. Get personalized insights and actionable steps to improve your financial health.

**Highlights:** Automatic transaction categorization, AI-powered financial insights, Personalized savings recommendations, Budgeting and income tracking, Privacy-focused manual account entry, Modern iOS 26 design

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Budget Plus Subscription | $3.99 | per month |
| Premium Subscription | $6.99 | per month |
| Premium Subscription | $59.99 | per year |


### PayNote

[App page](https://appshunter.io/ios/app/paynote-expense-tracker/id6809154392)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PayNote PRO | $2.99 | one-time |


## Frequently asked questions

### Is Budget Planner free?

Budget Planner is free to download, with in-app purchases available.

### Is PayNote free?

PayNote is free to download, with in-app purchases available.

### Do Budget Planner or PayNote have ads?

Neither Budget Planner nor PayNote shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*