Splitink vs Arroz
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Splitink
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Managing money with others or on your own shouldn’t be complicated. With Splitink, you can split bills, track shared expenses, manage your personal spending, and settle up in seconds. Use it with a group, with one friend, or just for yourself. Perfect for trips, roommates, couples, everyday shared costs, and personal budgeting. WHY PEOPLE CHOOSE SPLITINK • Track personal and shared expenses in one place • Split bills easily in groups or one to one • Always know who paid and who owes what • Set a monthly budget and keep track of your spending • Use multiple currencies with automatic conversion • Settle up through PayPal, Wise, Revolut, or bank transfer • Explore detailed insights for your personal spending, friends, and groups You enjoy what matters. Splitink handles the math. PERSONAL BUDGETING Keep track of your everyday spending directly in Splitink. Set a monthly budget, add personal expenses, and understand where your money goes with detailed insights and category breakdowns. Customize your dashboard with the charts and insights you care about, and compare your spending over time. If you spend in different currencies, Splitink automatically converts every expense into your preferred currency, so your budget and insights always stay consistent. SPLIT EXPENSES YOUR WAY Whether you’re sharing rent with a roommate, planning a trip with friends, splitting dinner with your partner, or managing everyday costs, Splitink adapts to every situation. Choose how to split each expense: • Equally • By exact amount • By percentage • By shares • With custom adjustments Add notes, categories, dates, locations, and more to keep every expense organized. UNDERSTAND HOW YOU SPEND TOGETHER Get a clearer view of your spending with one friend or across an entire group. See: • Total and average spending • Who paid more • Category breakdowns • Spending trends over time • Insights for individual friends and groups Everything stays clear, whether you’re traveling together or managing everyday expenses at home. PAY THE WAY YOU PREFER Choose how you want to receive money with PayPal, Wise, Revolut, or your bank details. When it’s time to settle up, everyone knows exactly how much they owe and how to pay. FULL CONTROL, FULL PRIVACY Splitink never asks for your payment service login credentials. Payments are completed directly through the service you choose. FEATURES • Personal expense tracking • Monthly personal budget • Customizable personal dashboard • Personal spending insights • Split expenses equally, by amount, percentage, or shares • Groups and one to one expenses • Notes, categories, dates, and locations • Multi currency conversion • Recurring expenses • Smart reminders • Advanced filters • Custom categories • Insights for groups and individual friends • PayPal, Wise, Revolut, and bank transfer support • Group Pass, which lets one Plus member unlock Plus features for the entire group SPLITINK PLUS Upgrade to Splitink Plus for unlimited expenses, advanced tools, deeper insights, and the ability to enable Group Pass for your groups. Available as a monthly, yearly, or one time purchase, with Purchasing Power Parity supported. Track your spending. Split smarter. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula
Arroz
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Arroz is what keeps the house running: it shows who owes what among the people you share your life with, and keeps your month in order. SPLIT Household groups — the people you live with, fixed bills, month after month — and trip groups — temporary, many expenses in a few days, settled at the end. • You join a group with a six-letter code, never by email. • You can add someone by name alone, before they even have the app; they claim that spot when they join with the code. • Three ways to split: equally, by exact amounts, or charged to one person. • Balances are recalculated instantly, and the settle-up screen shows the smallest number of transfers that clears the group. • The history records who added, edited or deleted each expense, and nobody can rewrite it. • Currencies never mix: each one carries its own balance. MONTH Your personal budget: what comes in, what goes out, categories, accounts and recurring rules. The contents are private. Your entries, categories and amounts stay on your device, never reach a server, and are shared with nobody. To carry your month to another device, the app exports a file itself. WHAT THE APP DOES NOT DO • It does not move money. It works out who owes whom; the transfer happens between people, outside the app. • It has no advertising tracker and no ad SDK, and builds no behavioural profile to sell to anyone. • It shows no ads and sells nobody's data. • It does not ask for contacts, location, camera, photos, microphone or calendar. • It never asks for anyone's email in order to invite them. • It stores no card or bank account details. And one thing it does do: it records anonymous actions — that the app was opened, that an entry was created — so we know what to improve. Never amounts, never descriptions, never names. You can switch it off in Profile at any time. FREE AND PRO The app is free. On the free plan your month holds up to 20 one-off entries and 3 recurring rules, and you create 1 group. Joining someone else's group is unlimited, always: nobody who just installed Arroz to settle a bill ever hits a limit. Arroz Pro lifts the ceilings, with three days free to try it. Monthly or yearly, and you cancel in iPhone Settings whenever you like. TERMS OF USE https://arroz.app/en/terms LANGUAGES Português, English, Español. Arroz — what keeps the house running.
Screenshots
Verdict
The clearest difference is ads: Arroz at none against Splitink's shown. Arroz also leads on update cadence (every 3 days vs every 2 months). Splitink's advantage is iOS requirement (15.6 vs 26.5). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Splitink sells 3 in-app purchases, starting at $2.99 per month and Arroz sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
Splitink ships an update every 2 months, Arroz every 3 days. The most recent releases landed on October 7, 2026 and October 1, 2026 respectively.
| Parameter | Splitink | Arroz |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 months | Every 3 days — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.6 — better | 26.5 |
| Further details — not scored | ||
| Size | 161 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | IGLU s.r.l.s. | Santos Nascimento Ltda |
In-app purchases
Splitink
- Monthly Plus1 Month trial$2.991 Month
- Yearly Plus1 Month trial$27.991 Year
- Splitink Lifetime$79.99
Arroz
- Pro monthly3 Days trial$0.991 Month
- Pro yearly3 Days trial$9.991 Year









