# 金攒攒 vs 甜心记账

The clearest difference is ads: 金攒攒 at none against 甜心记账's shown. 金攒攒 also leads on ratings volume (51 vs 5). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. 金攒攒 sells 7 one-off in-app purchases and 甜心记账 sells 5 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.8 for 金攒攒 against 4.8 for 甜心记账. That said, the two scores are not equally well evidenced: 金攒攒 has 51 ratings behind it against 5, so its average is the more settled of the two.

金攒攒 ships an update fortnightly, 甜心记账 every 9 days. The most recent releases landed on November 4, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | 金攒攒 | 甜心记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (51 ratings)](https://appshunter.io/ios/app/id6504058072/reviews)** | [4.8 (5 ratings)](https://appshunter.io/ios/app/ai/id6747099273/reviews) |
| Number of ratings | **51** | 5 |
| Positive reviews | 83.9% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Fortnightly | **Every 9 days** |
| Monetization | — | Free with in-app purchases |
| Size | 59 MB | 190 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Ganzhou Jinzanzan Technology Co., Ltd.](https://appshunter.io/developer/1750810257) | [雄 陶](https://appshunter.io/developer/1819508821) |

## What reviewers say

### 金攒攒

[App page](https://appshunter.io/ios/app/id6504058072)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 订阅会员（1个月） | $0.99 | one-time |
| 订阅会员（3个月） | $1.99 | one-time |
| 订阅会员（1年） | $6.99 | one-time |
| 订阅会员（永久）(活动+年会员专享) | $9.99 | one-time |
| 订阅会员（永久）（活动） | $17.99 | one-time |
| 订阅会员（永久）(年会员专享) | $17.99 | one-time |
| 订阅会员（永久） | $24.99 | one-time |


### 甜心记账

[App page](https://appshunter.io/ios/app/ai/id6747099273)

This app helps you manage personal finances with smart bookkeeping and AI analysis. It offers personalized spending insights, saving tips, and financial planning to help you reach your financial goals. Engage in conversations with an AI assistant for 24/7 financial guidance.

**Highlights:** Smart bookkeeping, AI financial analysis, Personalized spending insights, Saving tips, Financial planning, AI assistant conversations

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 永久会员 | $4.99 | one-time |
| 月卡 | $6.99 | one-time |
| 永久会员SVIP | $7.99 | one-time |
| 季卡 | $9.99 | one-time |
| 年卡 | $12.99 | one-time |


## Frequently asked questions

### Is 金攒攒 free?

金攒攒 is free to download, with in-app purchases available.

### Is 甜心记账 free?

甜心记账 is free to download, with in-app purchases available.

### Which has better reviews, 金攒攒 or 甜心记账?

金攒攒 is rated higher. 金攒攒 averages 4.8 out of 5 from 51 ratings, while 甜心记账 averages 4.8 from 5 ratings.

### Do 金攒攒 or 甜心记账 have ads?

甜心记账 shows ads; 金攒攒 does not.

### Which is updated more often, 金攒攒 or 甜心记账?

金攒攒 ships an update fortnightly, and 甜心记账 every 9 days. Most recently, 金攒攒 was updated on November 4, 2026 and 甜心记账 on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*