# Pay Note App vs PayNote

The clearest difference is device support: Pay Note App at 3 against PayNote's 1. Pay Note App also leads on iOS requirement (13.0 vs 16.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Pay Note App ships an update every 4 months, PayNote every 5 months. The most recent releases landed on September 9, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | Pay Note App | PayNote |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 months** | Every 5 months |
| Monetization | — | Free |
| Size | 41 MB | 35 MB |
| Requires iOS | **13.0** | 16.6 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 9+ | 4+ |
| Developer | [Noch Phanet](https://appshunter.io/developer/1574125586) | [SeungSeop Lim](https://appshunter.io/developer/1711312835) |

## What reviewers say

### Pay Note App

[App page](https://appshunter.io/ios/app/pay-note-app/id6504160121)

**Features:** macOS Compatibility

**In-app purchases:** none


### PayNote

[App page](https://appshunter.io/ios/app/paynote-smart-money-managing/id6741191038)

Easily track money you've borrowed or lent to others. Record transaction details, set repayment dates, and add memos for clarity. The intuitive design makes managing your finances simple.

**Highlights:** Manage borrowed and lent money, Record transaction details, Set repayment deadlines, Distinguish transaction status, Add memos for details, Intuitive and user-friendly design

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Pay Note App free?

Pay Note App is free to download, with no in-app purchases.

### Is PayNote free?

PayNote is free to download, with no in-app purchases.

### Do Pay Note App or PayNote have ads?

Neither Pay Note App nor PayNote shows ads.

### Which is updated more often, Pay Note App or PayNote?

Pay Note App ships an update every 4 months, and PayNote every 5 months. Most recently, Pay Note App was updated on September 9, 2026 and PayNote on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*