WayvePay vs Optiverse E
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
WayvePay
This finance app allows users to send money quickly, pay bills, and earn rewards. It gamifies financial management with achievements and challenges, offering interactive tutorials to improve financial literacy. Enjoy smart spending insights and cashback offers.
- Send money fast
- Pay bills
- Earn cashback and rewards
- Schedule payments
- Financial literacy tutorials
- Personalized spending insights
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Send money fast, pay bills, get big discounts and cashbacks. Say goodbye to boring banking and hello to the excitement of levelling up your finances! With Bankit, every deposit, every goal reached, and every wise financial move earns you rewards. Watch your savings grow as you conquer financial challenges and unlock new achievements! Spend and Manage Money Easily Earn Cashback and Big Rewards Schedule Payments Bankit isn't just a banking app; it's your personal finance mentor! Level up your financial literacy with interactive tutorials. Master the art of budgeting, investing, and more while having a blast! Bankit is built on the best financial technology making it secure, fast, and reliable for use at any time. Navigate the landscape of smart spending with our intuitive app. Discover personalised spending insights and earn rewards for making financially savvy choices. It's like having a cheat code for financial success right at your fingertips!
Optiverse E
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A secure, easy-to-use mobile token generator app for multi-factor authentication (MFA). Safeguard your online accounts with time-based one-time passwords (TOTP)
Screenshots
Verdict
The clearest difference is update cadence: WayvePay at fortnightly against Optiverse E's monthly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
WayvePay ships an update fortnightly, Optiverse E monthly. The most recent releases landed on October 30, 2026 and October 28, 2026 respectively.
| Parameter | WayvePay | Optiverse E |
|---|---|---|
| Price | Free | Free |
| Rating | 2.7 (7 ratings) — better | — |
| Positive reviews | 83.3% of reviews | — |
| Number of ratings | 7 — better | — |
| Update frequency | Fortnightly — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 14.0 — better |
| Further details — not scored | ||
| Size | 45 MB | 17 MB |
| Age rating | 4+ | 4+ |
| Developer | Bankit Microfinance Bank | Optimus Bank Limited |
In-app purchases
WayvePay
No in-app purchases
Optiverse E
No in-app purchases









