# TomoCredit vs CribCrunch

The clearest difference is price: TomoCredit at Free against CribCrunch's $0.99. TomoCredit also leads on iOS requirement (15.1 vs 17.0). CribCrunch's advantage is update cadence (every 3 days vs every 2 weeks). On ads, in-app purchases and device support there is nothing between them.

TomoCredit is free to download; CribCrunch costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

TomoCredit ships an update every 2 weeks, CribCrunch every 3 days. The most recent releases landed on October 22, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | TomoCredit | CribCrunch |
| --- | --- | --- |
| Price | **Free** | $0.99 |
| Rating | **[3.5 (578 ratings)](https://appshunter.io/ios/app/tomocredit/id6504301873/reviews)** | — |
| Number of ratings | **578** | — |
| Positive reviews | 67.2% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 3 days** |
| Monetization | Free | — |
| Size | 51 MB | 4 MB |
| Requires iOS | **15.1** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [TomoCredit Inc](https://appshunter.io/developer/1481385909) | [Theresa YACKEL](https://appshunter.io/developer/6773915003) |

## What reviewers say

### TomoCredit

[App page](https://appshunter.io/ios/app/tomocredit/id6504301873)

This app helps you build and manage your credit score. It offers features like rent reporting, bill tracking, and an AI financial assistant to provide personalized advice and improve your financial health.

**Highlights:** Up to $30,000 credit line, 24 months of bill tracking, Instant credit boost, Rent reporting, AI financial assistant, Dispute negative remarks, Credit monitoring

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 💡 Helpful credit consultations
- 🚀 Clean, user-friendly design
- 📈 Effective credit-building tools
- 💰 Bonus cash back feature

**What reviewers complain about**

- 🚫 Failure to report to major credit bureaus
- 💸 Expensive premium subscription
- 🤖 Lack of responsive customer support
- 🔁 Difficulty canceling subscriptions
- ❌ Unreliable credit score improvements

**Reported bugs**

- App update issues
- Billing and subscription problems

**Requested features**

- Improved credit bureau reporting
- More transparent pricing and service details
- Enhanced customer support and communication


### CribCrunch

[App page](https://appshunter.io/ios/app/cribcrunch/id6774760079)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is TomoCredit free?

TomoCredit is free to download, with no in-app purchases.

### Is CribCrunch free?

CribCrunch costs $0.99, with no in-app purchases.

### Do TomoCredit or CribCrunch have ads?

Neither TomoCredit nor CribCrunch shows ads.

### Which is updated more often, TomoCredit or CribCrunch?

TomoCredit ships an update every 2 weeks, and CribCrunch every 3 days. Most recently, TomoCredit was updated on October 22, 2026 and CribCrunch on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*